I’m sure I’ll forget something, so consider this page a continual work in process. I’ll add and subtract from it as time goes by, so keep checking in if you’re interested how this blog will operate.
We’ll begin with what is obvious to me but probably not to you (since you don’t know me).
I am not a financial planner. I have no professional financial training whatsoever. The opinions on this blog are mine and are just that — opinions. I do not give financial advice. In fact, it’s impossible to do that as every financial situation is different and I don’t know your situation. The blog is for entertainment purposes only and never meant to be advice. I’ll simply tell what I do and what my results are. Yes, I will be strong in my opinions, but this is never meant to be direct advice to anyone. What’s worked for me may or may not work for you. Your mileage may vary dramatically from mine.
Any information shared on ESI Money does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser.
At some point, there may be ads on this site. There may also be affiliate links where you click on a link and I get paid a commission if you buy something. If you have a question about whether or not something is an ad/paid for, assume it is. In the vast majority of these cases, your cost for buying is not any higher because you bought through my link, it’s simply a marketing cost from the company. But that’s not always the case. My personal policy is that I do not include links for items I do not either use personally or endorse for people in a specific financial situation.
Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.
Paid and Guest Posts
It’s common for bloggers to receive requests to post articles written by someone else (either for pay or for free). I do neither. If you send me an email asking for a paid or guest post, I will not reply to it. Why? Because if you can’t read the rules of the blog and already know I don’t accept these posts, you aren’t the sort of person I’d ever let post anyway. Sorry to sound so harsh, but my friends who are bloggers say this is a real problem and I want to nip it in the bud.
Assume you have no privacy here or anywhere else on the web. That’s my policy and it always seems to work. I do not share or sell my email list and I do not track people specifically (I will look at site wide stats) on the site. Believe me, I have better things to do. But always assume someone is watching and behave as such.
My plan is to post a good-sized article once a week and let you all chew on it a bit. If I get ambitious, I’ll go for two a week. We’ll play it by ear.
Comments can be a tricky thing as the anonymous nature of the web seems to bring out the jerk in many people. So here’s how I handle comments: 1) I reserve the right to edit, delete, or not publish any comment for any reason. In general, I want to encourage debate and conversation, but if you’re rude, vulgar, insulting, etc., your comment may be deleted. 2) Any comment left here is my property and I can use it however I like. You recognize this fact when you leave a comment here.
All posts, comments, and anything else on this site are trademarked by ESI Money and not to be used without permission. All posts are © 2015, ESI Money.
I reserve the right to change these and any other policies when and how I like. As I said earlier, check back for changes if you have any questions. This post will be included in my “about” section so it will be easy to find.
The site is upgraded with a secure connection on every page. This is why you see the “lock” icon in the browser bar, the “https” in the URL, and the security certificate on the site. This is for your protection — to make sure you don’t pick up anything bad while visiting the site. I want this to be a safe and secure area for us all and have taken extra steps to make that possible.