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Net Worth and Spending 2025

April 2, 2026 By ESI 18 Comments

I realize that it’s late to do a financial recap of 2025, but that’s what happens when you get three months ahead in posts…you simply slot the next one into the first available slot…and this is what was available. Haha. If it helps, I’m writing this in early January, so all is fresh to me. It’s just that you’re reading it much later than that. All that said, I wanted to share … [Read more...]

Filed Under: ESI Thoughts, Retirement

Retirement Interview 60

February 2, 2026 By ESI 9 Comments

Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This interview was conducted in September. My questions are in bold italics and their responses follow in black. Let’s get … [Read more...]

Filed Under: Interviews, Retirement

Retirement Interview 59

November 24, 2025 By ESI 8 Comments

Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This interview was conducted in September. My questions are in bold italics and their responses follow in black. Let’s get … [Read more...]

Filed Under: Interviews, Retirement

How Institutions, the Media, and Money Bloggers Address Working in Retirement

November 20, 2025 By ESI 2 Comments

Today we’re concluding our discussion on the Retirement Police. So far we’ve had two posts in this series: Grappling with the Retirement Police The Changing Definition of Retirement You’ll want to read those in case you missed them as they lay the groundwork for today’s post. Last time we were asking various “experts” in the field of retirement how they think … [Read more...]

Filed Under: Retirement

The Changing Definition of Retirement

November 13, 2025 By ESI 4 Comments

Today we’re continuing our series on the Retirement Police. We started with Grappling with the Retirement Police. You’ll want to read that post in case you missed it as it lays the groundwork for today’s article. Last time we touched upon how the English language changes over time, and today we’re starting with how that has applied to the word “retirement” — specifically as … [Read more...]

Filed Under: Retirement

Grappling with the Retirement Police

November 6, 2025 By ESI 4 Comments

It’s been over six years since I wrote The Retirement Police and the Definition of Retirement. Even then the definition of retirement had transitioned to the point where more people than not were comfortable with “working in retirement” and didn’t see “work” and “retirement” as mutually exclusive. So I figured that by now pretty much everyone in the world would have made the … [Read more...]

Filed Under: Retirement

Maine, The Way (Early Retirement) Life Should Be

November 3, 2025 By ESI 6 Comments

We have some amazing mentors in the Millionaire Money Mentors (MMM) forums and today I’m sharing a post from one of them. This story tells how he used some out-of-the-box thinking to move to a preferred location as well as improve his finances.  I thought ESI Money readers would appreciate this story and learn a lot from it, so he gave me his permission to post it … [Read more...]

Filed Under: Retirement

Transitions: Redesigning Your Financial Life

October 13, 2025 By ESI 1 Comment

One of my favorite parts of running the Millionaire Money Mentors forums is the people I get to meet. Every day, I’m inspired by members who have built wealth, made intentional life choices, and are generous enough to share their hard-earned lessons with others. Today’s guest is one of those people. Elizabeth is a valued member of our community who brings not just financial … [Read more...]

Filed Under: Retirement

How to Buy a Home in The Villages

October 6, 2025 By ESI 2 Comments

This is the last post in our series on The Villages (TV), Florida. So far we’ve covered what there is to like and not like about TV as well as how to make the most of a Lifestyle Trip there. Today we’re going to assume you eventually decide that you want to buy a place in The Villages…and we’re going to share details on how to do that. I’ll begin by telling you that … [Read more...]

Filed Under: Retirement

How to Make the Most of a Lifestyle Trip to The Villages, Florida

September 29, 2025 By ESI 1 Comment

Today we continue our series on The Villages, Florida. Last time we discussed the Top Reasons to Move (Or Not Move) to The Villages, Florida. If you missed that, you may want to check it out. Today we’re going to cover everything about making the most of a lifestyle trip to The Villages (TV). What’s a Lifestyle Trip? Let’s begin with a definition so we’re all on … [Read more...]

Filed Under: Retirement

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