The Retire Sooner Method: Overview, Part 2

Welcome back to my series on the great retirement book The Retire Sooner Method: The 5 Secrets Behind America’s Happiest (and Unhappiest) Retirees.

The series started last time with the post The Retire Sooner Method: Overview. If you missed that post, you’re going to want to go back and read it before you read this one since today’s post is a continuation of the last one.

And to make things extra fun, I’ll be giving away a copy of the book at the end of each post in this series, so be sure to stay tuned and read to the end if you want a chance to win a copy.

And there’s more news as well…Wes Moss has agreed to do an interview with me about this book.

We’ll be talking in a few weeks, which gives ESI Money readers a chance to submit questions ahead of time. I’ll review the questions left in the comments on my posts and include some of the best ones in my interview with him.

So if there’s something you’d like to ask Wes about the book, retirement, or any of the ideas he discusses, leave your question in the comments below.

Today we’re going to pick up where we left off.

We’ll be digging into the five secrets that give people a “96 percent chance of happiness” in retirement.

As a reminder, here are the (highlights of) the five:

• Build a nest egg of $1 million or more in liquid investable assets.
• Boost your core pursuits.
• Build a community.
• Create a written financial plan or life map.
• Prioritize quality sleep.

As I said in the first post, these are all interesting to me for different reasons. Some are exactly what I would expect. Some are things I’ve been talking about on ESI Money for years. A couple raise questions for me. And at least one of them makes me want to dig into the details before I fully buy in.

That’s part of what makes the book worth discussing. It’s not simply a list of obvious retirement platitudes like “save more money” and “have hobbies.” Wes is trying to show which factors matter most, based on research, and how those factors combine to create a much higher likelihood of retirement happiness.

That said, I still reserve the right to challenge, question, or poke at anything that seems a bit off.

You’d expect nothing less, right?

Having a Nest Egg

The book starts to give more details (briefly) on each of the secrets, though it jumps around between them all here and there. I have rearranged some of their comments to group them by secret, starting with these thoughts on retirement finances:

According to the Federal Reserve’s Survey of Consumer Finances, the median net worth for Americans aged fifty-five to sixty-four — those approaching or in early retirement — stands at just $364,270. That’s everything: home equity, retirement accounts, brokerage accounts, bank accounts, the works.

The 2025 Money and Happiness in America study shows that Americans who want to land in the happy retiree zone should target the $1 million range or more in liquid, investable assets. When you see that gap between $364,270 and $1 million — a whopping $635,000 — it’s no wonder 55 percent of older Americans report being anxious about their financial future.

The secret isn’t having tens of millions — it’s achieving the freedom to choose how you spend your days.

Yikes!

The fact that the median net worth for Americans aged fifty-five to sixty-four is $364,270 is crazy.

And I mean crazy in a “why is it so low?” sort of way.

I know that will sound harsh to some people, but let’s think through the math.

Median household income is roughly $84k currently. Over a 45-year working career, that’s $3.8 million of income with zero investment growth and zero compounding.

Are you telling me all the average household can squeeze out of that is $364k in total net worth, including home equity? Sheesh.

If they had simply saved 5% of their income every year and the market grew at 8.5% annually, they’d be looking at almost $2 million after 45 years. Even saving only 2% at 8.5% gets them over $750k.

And that’s before we even talk about home equity, which should be meaningful after decades of home ownership. It also doesn’t count 401k matching programs for those that have them (according to Google, about 70% of private sector workers have access to 401ks.)

Come on, folks!

Now, before someone says, “Well, not everyone earns the median every year,” of course that’s true. Income changes over time. Some people have unemployment, illness, divorce, family obligations, poor timing, bad luck, bad decisions, or a combination of all the above. Life is messy.

But the broader point still stands: Americans, as a group, are not very good at turning income into wealth.

That’s one of the main reasons ESI Money exists.

Earning matters. Saving matters. Investing matters. And when you combine them consistently for decades, the results can be massive.

But when you earn, spend most of it, invest little or nothing, and then arrive in your late 50s or early 60s hoping things somehow work out, you’re setting yourself up for a very stressful retirement.

That’s why the gap Moss identifies is so important. There is a huge difference between having $364k in total net worth and having $1 million in liquid, investable assets.

A million dollars seems low to me for retirement in many cases, especially if we’re talking about people with higher spending, no pension, significant healthcare costs, high property taxes, expensive hobbies, or homes in high-cost areas.

That said, a friend in the MMM forums pointed out that if someone has $40k of Social Security and $40k from a 4% withdrawal on $1 million, that’s $80k a year with likely no mortgage payment. And that’s actually not bad.

In fact, for many parts of the country, that would be a very solid retirement income.

So while $1 million may not be “rich” in the way many people imagine rich, it can absolutely be enough to create freedom when combined with Social Security, a paid-off house, reasonable spending, and a lifestyle that is not completely out of control.

Above that, it’s interesting that the amount doesn’t seem to matter as much regarding happiness (at least as far as we know this far into the book). The big win is not having tens of millions. It’s having enough to be free.

Once you have enough money to control your time, reduce financial stress, and live the life you want, more money may add comfort, options, and margin. But it may not add the same level of happiness as the jump from “I have to work” to “I don’t have to work.”

That has certainly been true in my life.

The book continues:

Our 2025 study revealed a clear pattern when it comes to money and happiness in retirement. We found three distinct zones, so we assigned them three distinct colors: Red, Yellow, and Green.

The Red Zone is under $100,000 in assets where, as you might expect from a Red Zone, happiness levels fall dramatically below the baseline. The Yellow Zone spans $100,000 to just under $1 million — where happiness stabilizes around the national average. The Green Zone starts at $1 million in investable assets, which is where we see a significant jump in overall happiness levels. This isn’t just about having more money; it’s about the psychological impact of financial security. When you know you won’t run out of money, happiness levels soar.

I can tell you that a lot of people need way more than $1 million to know they won’t run out of money.

That’s not because they actually need way more than $1 million. It’s because they think they do.

Some people have $2 million, $3 million, or $5 million (or more!) and are still afraid to retire. They worry about inflation, healthcare costs, market crashes, taxes, long-term care, adult children, longevity, and every other possible thing that could go wrong.

Some of those concerns are valid. Some are overblown. Some are simply fear wearing a spreadsheet costume.

On the other hand, there are people with far less than $1 million who are perfectly happy. My dad is in the Yellow Zone, and he’s pretty happy. Of course, he lives in Iowa where costs are dirt cheap, so with half a million you can live like a king! lol

This is why personal finance is personal.

A million dollars in rural Iowa is very different from a million dollars in San Francisco, New York City, or coastal California. A million dollars with a paid-off house and a pension is very different from a million dollars with a mortgage and no guaranteed income. A million dollars for someone who spends $45k a year is very different from a million dollars for someone who spends $150k a year.

So I understand why Wes uses $1 million as a Green Zone marker, and it’s probably a useful benchmark for broad research purposes.

But for individual planning, the real question is not, “Do I have $1 million?”

The real question is, “Do I have enough?”

Enough for your spending. Enough for your location. Enough for your healthcare situation. Enough for your risk tolerance. Enough for the life you actually want to live.

That’s the number that matters.

More Core Pursuits

Next we move on to the discussion of secret #2, which is about core pursuits.

Moss describes core pursuits as “hobbies on steroids.” You can read more about them in What the Happiest Retirees Know, Developing Core Pursuits and the Benefits of Volunteering.

Here’s what he says in his latest book:

When I talk to retirees, especially happy ones, what I often hear sounds more like ikigai than the pressure cooker version of “life purpose” you’ll find here in America. It’s about living with meaning, not just achieving something meaningful. Happy retirees aren’t trying to start the next Amazon or save all the unhoused lemurs in Africa. They’re walking their grandkids to school, volunteering twice a week, planting tomatoes, or playing in a community jazz band.

That’s real purpose. That’s the American version of ikigai.

Exactly.

Retirees are looking for something they are passionate about. Something that gives shape to their days. Something that gets them up in the morning.

If that’s saving the world in some way, great.

If it’s playing golf every day, that’s great.

If it’s gardening, pickleball, traveling, volunteering, writing, woodworking, walking with friends, helping at church, playing music, mentoring, or reading every book in the library, that’s great too.

Which is why I reject the books and teachers who say there has to be a “giving back” aspect to retirement or you’re at risk for having a great retirement.

I believe people should give back. I hope many do. I do myself. Giving can be a wonderful and meaningful part of retirement. But I don’t think it’s required for a great retirement.

And I don’t like turning retirement into another performance contest where people feel guilty if their activities are not noble enough.

You spent decades working, saving, investing, raising a family, paying taxes, dealing with bosses, serving customers, meeting deadlines, and putting out fires. If you want to spend a large part of retirement enjoying activities you love, I’m not going to shame you for that. (Though I will highly encourage you to give and help others.) 😉

Moss seems to agree.

Purpose does not have to mean founding a charity or solving a global problem. Purpose can be much smaller and still be very meaningful.

It can be walking your grandkids to school.

It can be showing up for a friend.

It can be playing music with other people.

It can be growing tomatoes.

It can be staying healthy so you can be present for your family.

It can be creating a life you enjoy.

That may not impress the “change the world” crowd, but it sounds pretty good to me.

Being able to jump wholeheartedly into the activities you love has a huge impact on how you feel about your life and which happiness level you put yourself into. The minute you are in the position to say no to work and yes to retirement, your overall state of being improves.

Another key point from this section: here’s another vote for testing out activities in advance, before retirement, and then transitioning quickly into them when you retire.

I’ve talked about this before, but it’s worth repeating: don’t wait until the retirement party is over to ask, “So what am I going to do now?” That’s a recipe for trouble.

Instead, start experimenting before retirement. Try activities. Reconnect with old interests. Test new ones. Build routines. See what you enjoy. See what you only think you’ll enjoy. There’s a difference.

Some things sound great in theory but are boring in practice. Other things sound minor but become major sources of happiness. You won’t know until you try.

Doing this makes retirement even more awesome because you are not starting from scratch. You already have momentum. You already have activities you enjoy. You already have places to go and people to see. That’s a huge advantage.

Next the book gives more details on core pursuits:

Happy retirees distinguish themselves through specific, measurable habits:

They have more core pursuits: Happy retirees average five or more core pursuits, while unhappy retirees typically have four or fewer. These might include hiking, biking, pickleball, golf, fishing, gardening, painting, playing music, skiing, sailing, yoga, exercise groups, or any activity you love.

They spend more time on what matters: Happy retirees spend nearly six more hours per week on their core pursuits — activities that bring them joy and purpose. They mentor, teach, volunteer at animal rescues, help out at their church, spearhead community improvement programs, and spend time with family. That’s over 280 additional hours per year of meaningful engagement.

They prioritize adventure. Happy retires have nearly two adventure-related pursuits versus just one for unhappy retirees — they love traveling in the US or abroad, RVing, exploring new destinations, backpacking, mountain biking, caving, kayakıng, hot-air ballooning, skydiving, scuba diving, paddleboarding, bird-watching, and horseback riding. Most striking: A hefty 57 percent of unhappy retirees have zero adventure-related core pursuits.

They exercise just fifteen minutes more: Happy retirees spend an average of one hour per day on health and fitness, while unhappy retirees average just forty-five minutes. Staying active could encompass anything from vigorous gardening or a neighborhood walking group to a high-intensity interval training (HIIT) boot camp or Pilates class. That extra fifteen minutes per day creates a measurable happiness difference.

My thoughts on these:

• The fact that Moss is saying happy retirees now have 5+ core pursuits is a change from past studies and books he’s done. In his book What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life he said, “The happiest retirees have 3.6 core pursuits. The unhappiest retirees only have 1.9.” That’s a big jump in a few years!
• Now, maybe the definition changed. Maybe the newer study measured things differently. Maybe retirees are doing more activities now than before. Maybe the “five or more” number is a simplification for the Retire Sooner framework. We’ll see if the book explains this more later.
• But either way, the basic point remains: happy retirees tend to have more meaningful activities than unhappy retirees. That makes sense.
• Retirement creates a lot of open space. If you fill that space with things you enjoy, life gets better. If you fill it with boredom, isolation, too much TV, too much internet, and too much checking the stock market, life probably gets worse.
• The other tricky part is figuring out what counts as one core pursuit. I’m not sure how to count them or how much weight to give each one.
• I work out over a two-hour period most mornings, which generally breaks up as an hour at the pool, with 35 minutes of that swimming and the rest getting there, showering, and so on. Then I do time on the StairMaster, with 15 to 30 minutes of it actually working out and the rest warming up, cooling down, walking the track, etc. Then on three days a week I lift weights in the afternoon, and on the other four days I do a stretching/Pilates routine in the afternoon. Is all that one core pursuit, two, or three? Hahaha.
• Of course, pickleball is a core pursuit.
• ESI Money and MMM are core pursuits too. I count those as two separate ones because they are different and fulfill different roles. ESI Money is writing, teaching, and sharing content with a broader audience. MMM is a community, mentoring, and member interaction.
• Those are my main core pursuits, so let’s count two for exercising and one each for pickleball, ESI Money, and MMM. That gets me to five. Whew! I barely made it! lol
• Then I have a gazillion other smaller interests such as reading, video games, family time, local travel, action figure collecting, open house viewings, strategy games and brain challenges, target shooting, MMM get-togethers, and a few others I’ve probably forgotten about. Some of those are regular parts of my life. Some are occasional. Some are things I enjoy when the mood strikes. And I think that’s fine. Not every activity has to be a major pursuit. You can have a few big pillars and then a collection of smaller activities that add variety, fun, and texture to retirement. In fact, that may be ideal.
• I am considering adding another one or two major activities, but I’m hesitant because I do enjoy my free time and flexibility.
• That’s one of the underrated benefits of retirement. You don’t have to pack every hour. Some people go from being over-scheduled at work to over-scheduled in retirement. They fill every day with obligations, volunteer roles, committees, clubs, and commitments, and then wonder why they feel tired again. No thanks. I want enough structure to be happy, but not so much structure that retirement starts to feel like a job. So we’ll see.
• I don’t have any adventure-related pursuits unless you consider swimming laps with some of the non-coordinated swimmers we have here. Haha.
• The adventure category is interesting, though. Travel clearly fits. RVing fits. Hiking, kayaking, skiing, scuba diving, and similar activities fit. But I wonder how broadly they define adventure. Does exploring local towns count? Does trying new restaurants count? Does going to open houses count? Does visiting new parks, museums, historic sites, or nearby cities count? I hope so, because not every retiree wants to skydive, backpack, or go caving. In fact, some of us are quite happy avoiding caves altogether. I’ve seen too many of those “stuck in a cave” videos on Instagram!

The exercise point is also interesting. The book says:

“Staying active could encompass anything from vigorous gardening or a neighborhood walking group to a high-intensity interval training (HIIT) boot camp or Pilates class.”

That’s a VERY broad definition.

If we’re counting that way, I probably have three hours a day of activity. At least!

But again, the point is not that everyone needs to become a fitness maniac. The point is that happy retirees tend to move more. They stay active. They use their bodies. They get out of the chair.

Health is one of the biggest retirement multipliers. If you have money but no health, your options shrink. If you have time but no energy, your days become smaller. If you have hobbies but no physical capacity to enjoy them, retirement becomes harder.

So while I’m all for building wealth, I’m also all for building strength, endurance, balance, flexibility, and mobility.

You need assets. Your body is one of them.

The book moves on to the next topic…

Building Community

Here’s what Moss says about happy retirees being social in retirement:

They’re more social than unhappy retirees: Happy retirees have 1.5 social core pursuits versus just 1.0 for unhappy retirees — that means 50 percent more social engagement. As shown above, you can pair socialization with core pursuits to get more bang for your buck — walking groups, exercise classes, community volunteering, etc. Any group activity counts. You could host a family gathering, create a dinner club, or kick off a weekly game of poker or pinochle. Who knows? Maybe you’ll find a new identity in retirement as the local card shark.

This one makes a lot of sense to me.

For me, it’s pickleball, MMM forums, and family activities. Family activities can be anything from a day trip to go outlet mall shopping to having the kids come over for dinner.

Pickleball is especially good because it combines several of these secrets at once. It’s a core pursuit, it’s exercise, it’s social, and it can even have a little adventure built in if you play with people who hit the ball all over the place. Hahaha.

The MMM forums are different, but they are social in their own way. I get to interact with people who are serious about building wealth, making good decisions, and improving their lives. There’s discussion, encouragement, disagreement, advice, accountability, and a lot of wisdom from people who have actually done what others are trying to do.

Family time is obviously important too. One of the great gifts of retirement is having more availability for the people you care about. You can say yes more often. You can meet for lunch. You can help when needed. You can be present in ways that were harder during your working years.

That said, I do think retirees need to be careful not to rely on only one source of community.

If your entire social life is your spouse, that can put a lot of pressure on one relationship.

If your entire social life is your adult children, they may not be available as much as you want.

The healthiest approach is probably a mix: spouse, family, friends, activity groups, faith community, neighbors, volunteer circles, online communities, and whatever else fits your personality and life.

If I add another core pursuit, it will probably be a social one, like a volunteer position with a nonprofit or government organization.

That would help on several fronts. It would add purpose, social connection, structure, and a way to contribute without taking over my whole life.

At least that’s the theory.

We’ll see if I actually do it.

And now, the secret I’m not so sure of.

Having a Plan

The book summarizes secret #4 as follows:

One of the most striking predictors of retirement happiness isn’t how much money you have it’s whether you have a plan for how to use it.

When our research showed that happy retirees are twice as likely to have a formal written financial plan compared to unhappy retirees, we knew we’d found the fourth secret of the Retire Sooner Method.

This isn’t just correlation; it’s causation. Having a plan makes retirees 2.5 times more likely to be confident about their financial decisions and 3.2 times more likely to be satisfied with their current financial situation.

I’m a bit skeptical on this one.

Not opposed. Skeptical. There’s a difference.

I absolutely believe planning matters. I believe people should know what they have, what they spend, what income sources they’ll have, how they’ll handle healthcare, what their withdrawal strategy is, and how their overall retirement math works.

That’s basic retirement preparation.

I also believe people should think through the non-financial side of retirement. What will you do all day? Who will you spend time with? What will give your life structure? What activities will replace work? How will you stay healthy? Where will you find purpose and community?

So if “having a plan” means thinking intentionally about your financial and life decisions, I’m all for it.

But when I see the phrase “formal written financial plan,” my guard goes up a bit.

And, as a planner himself, Moss has a motive to include this one, just like Dave Ramsey did when he did that study of millionaires and it turned out they hated debt, credit cards, etc. Hahahaha.

That doesn’t mean the finding is wrong. It just means I want to understand exactly what they mean.

• Is the plan a full-blown financial plan created by an advisor?
• Is it a written retirement income strategy?
• Is it a one-page life map?
• Is it a household budget and withdrawal plan?
• Is it simply having clarity?
• Does the happiness come from the document itself, from the planning process, from higher wealth levels among people who plan, or from the confidence that comes with understanding your situation?

Those are very different things.

I’m especially interested in the causation claim. The book says this isn’t just correlation; it’s causation. That’s a strong statement. I’ll want to see how they support it.

Because it may be that having a plan makes people more confident and satisfied. That’s very plausible. But it may also be that people who are more organized, wealthier, more disciplined, more financially literate, and more proactive are both more likely to have a plan and more likely to be happy in retirement.

In other words, the plan may matter, but it may not be the whole story.

Anyway, I want specifics, and I’ll reserve judgment until we get to that chapter.

Let’s move on to a surprising one.

Good Sleep

Here’s what the book says about the importance of sleep:

Here’s the most unexpected finding from our research: Sleep is the superpower of happy retirees. It’s the unsung hero, slipping quietly into fifth place under the hum of a white noise machine.

A full 69 percent of HROBs (happiest retirees on the block) report getting enough sleep each night, compared to only 38 percent of UROBs (unhappiest retirees on the block).

Happy retirees have discovered that sleep isn’t lazy — it’s essential.

Think of it as washing your brain overnight. Better sleep leads to better focus, better health, better relationships, and, yes, better financial decisions. Sometimes the most productive thing you can do is stop doing and hit the hay.

It’s sort of a self-fulfilling prophecy in my opinion. Or at least it was for me.

It wasn’t that sleep made my retirement better first, though it did eventually. It was that I retired first, which then helped me sleep much better.

Seriously, I have slept better in retirement than I have at any time in my life.

I attribute it to my mind not always being on and dealing with work issues. It could be something else, but I don’t think so.

It was almost immediate too. I retired, and within a few days I was sleeping like a baby.

I also woke up with tons of energy, often before 5 a.m., because I was FREE!

I’d get up then and maximize my waking hours because they all belonged to me! Hahaha.

So I’m not sure if the chicken or the egg came first, but I do think retirement came before good sleep for me.

And I think retirement helped create the good sleep.

That said, I understand why sleep would show up as a major happiness factor. Sleep affects everything. Mood. Energy. Patience. Health. Exercise. Food choices. Relationships. Mental clarity. Decision-making. Motivation.

If you’re sleeping poorly, everything feels harder.

And in retirement, poor sleep can become especially destructive because there may be less external structure forcing you to stay on track. During working years, you may drag yourself out of bed because you have to. You have meetings, deadlines, and responsibilities.

In retirement, if you’re tired, unmotivated, and drifting, it’s easier for days to become fuzzy and unproductive. That can become a bad cycle.

As for the unhappy retirees, they are probably worried that they don’t have enough money, which relates to secret #1 and secret #4. They may be bored in retirement or feel that it isn’t what they thought it would be, which relates to secret #2. They may be lacking some of the things work used to provide, like social connections, which relates to secret #3.

That may be why they aren’t sleeping well. Or maybe poor sleep is contributing to all those other issues. It’s probably both.

That’s what makes this one interesting. Sleep may not be only an input or only an output. It may be both.

A good retirement can help you sleep better, and better sleep can help you enjoy retirement more.

Either way, I’m glad Moss included it because sleep is one of those things people know matters but often treat as optional.

It’s not optional.

Not if you want to feel good.

Modeling Successful Retirees

The book then ends the introduction by reiterating what the five secrets are all about:

If you could choose only five, these would lead to the highest probability of the outcome we’re all looking for.

And then they end with this banger of a comment:

Here’s the thing: I think it’s an extraordinary concept to model behavior after people who are already living lives we’d like to emulate — which is exactly what we’re doing here.

What? You mean actually rely on people who have successfully done what you want to do as a source of wisdom and inspiration?

Who would have ever thought this was a good idea? Hahahaha.

Of course, I LOVE this.

Too many people are taking advice from influencers who have no experience or success with the topic they are influencing on.

And some, while they do have experience, don’t have experience that anyone should want to copy.

There are so many what I’d call barely-getting-by-in-retirement YouTube channels that have at least somewhat of a decent following. Why are people listening to them? Is that what they are hoping for in retirement?

Yikes!

This is one of the core principles behind ESI Money and Millionaire Money Mentors:

• If you want to become wealthy, pay attention to people who became wealthy.
• If you want to retire well, pay attention to people who retired well.
• If you want to build a great career, learn from people who built great careers.
• If you want to invest successfully, study people who invested successfully over long periods of time.

This doesn’t mean every successful person gives good advice. Some people are successful because of luck, timing, unique circumstances, or advantages that may not apply to you. It also doesn’t mean you should blindly copy anyone.

But as a general rule, I would rather learn from someone who has achieved the result I want than from someone who has not.

That seems obvious, but apparently it isn’t.

A lot of financial advice comes from people who are not financially independent. A lot of retirement advice comes from people who are not retired. A lot of investing advice comes from people who have never lived through multiple market cycles with real money on the line. A lot of career advice comes from people who have never built an impressive career.

No thanks. Give me the people who have actually done it.

That’s why I like the research behind this book. Wes is not saying, “Here’s what I imagine happy retirees do.” He’s saying, “Here’s what we found when we studied happy and unhappy retirees.”

That’s a much better starting point.

It also explains why I’ve spent years publishing millionaire interviews. Those interviews are not theory. They are real people sharing what they did to build wealth. They don’t all agree on everything. They didn’t all follow the same path. But when you read enough of them, patterns emerge. Those patterns matter.

The same is true here. If enough happy retirees share certain behaviors, activities, habits, and financial characteristics, we should pay attention.

We don’t have to accept every conclusion without question, and I certainly won’t. But we should pay attention.

Anyway, we’ve now made it through the introduction and will get to the meat of the issues next.

But in the meantime, here’s another book giveaway…

——————————————

As I said above, I’m giving away a copy of The Retire Sooner Method on every post I do about the book. Here’s how to enter:

• Leave a comment below telling me what you liked best about this post, what you think you can use, or something you learned from it. Basically just share anything meaningful related to the content above (note: “please enter me to win” and similar comments will not be considered out of pure weakness! At least put a bit of effort into it!) This should be fun!
• Be sure to leave your email address when you leave the comment so I will know how to reach you if you win (the email address will not be visible to anyone other than me).
• The winners will be selected by me at random a few days after this post goes live. I’ll announce who wins in my own comment.
• I’ll email the winner, get their address, and send them a book from Amazon.

As with most giveaways, there are rules. Here they are.

Good luck!!!!