It's been a while since I've had a good rant about people posing as experts. I've gone off on the subject in the past and try not to repeat myself that often....but... ...sometimes it just builds up and I have to let off a bit of steam. ;) So here we go... An MLM Expert Quite regularly I see a message on my Facebook feed from a person connected to some of my … [Read more...]
How Much Economic Outpatient Care is Too Much?
As most of you know, my favorite personal finance book of all time is The Millionaire Next Door. It's not because I think it's "the best" personal finance book (I don't know if there is one that I'd label the best, though I have named my top five) or because millionaires read it more than any other money book. No, it's more personal than that. I love the book because it … [Read more...]
The ESI (Earn, Save, and Invest) Manifesto
It still happens on a regular basis -- even after three years of retirement. I meet someone new, they ask what I do for a living, I say I'm retired, and they look at me like I just stepped off a ship from Mars. I can see in their faces that their minds are trying to compute what they just heard. They are seeing a guy (who looks like he's forty -- or so I've been told) who … [Read more...]
The Sad State of Wealth in America
For being the richest country in the world, we have some sad financial numbers. I recently stumbled upon the 2019 Modern Wealth Survey from Schwab. It was quite interesting to say the least. Here's the full survey if you'd like to check it out, but I'll be covering the highlights. Or should I say lowlights. I have been writing about money for over 20 years (first in … [Read more...]
What I Love and Hate About Costco
I am a big fan of Costco. It's one of the brands I love. We have shopped there for years, first in Michigan and now in Colorado. Of all the stores where we shop, it's probably my favorite. That said, Costco does have its faults like any other store. So I thought I'd post what I love and hate about Costco and let you chime in with your opinions as … [Read more...]
People Want Results But Don’t Want to Change
Ok, I'm feeling a bit ranty today. It's because the same issue comes up again and again, it makes NO SENSE, and I'm tired of it. I've posted previously (more than once) how people want to become wealthy but they don't want to make any lifestyle changes to get there. Some examples: They want to make more money in their jobs, but they don't take career advice. See … [Read more...]
Top 10 Posts from 2018
I love this time of year. To me it's rewarding to look back and see how much has been accomplished over the past year. It's also a great time to dream for the next year and make plans to achieve those dreams. The dreaming part is for another post (likely in January). For now we'll look back and review some great posts from 2018. I know there are many new readers … [Read more...]
Black Friday Chat
Well, it's the day after Thanksgiving and if you're like me, you ate too much yesterday. But that's ok, right? At least once in a while it's ok to overdo it a bit. It was a great Thanksgiving for us and I hope yours was the same. We are all back together (including my daughter who has been home from college for over a week now) which made the holiday extra … [Read more...]
Our Experience with Hilton Grand Vacations
As I write this post, I'm back from a trip to Washington, DC with my wife and son. We spent three days in DC, then drove to Virginia for a visit with my daughter (who graduates in December!) In that time we toured the White House, saw the Air and Space Museum, visited the National Zoo, ate at Pi Pizza with some blogging friends, toured the Capitol, visited Appomattox … [Read more...]
Great Holiday Gifts, 2018 Edition
Last year I posted several holiday gift ideas and the post went over quite well. It seems we all have those hard-to-buy-for people and a few extra suggestions were welcome. So like last year, I went into my Amazon order history and picked out some ideas based on what I liked. I also threw in some oldies but goodies that I have loved over the years. And I've arranged … [Read more...]
