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Happy New Year and Best Posts of 2021

December 31, 2021 By ESI 12 Comments

Well, here we are, at the end of Covid Year 2. Ugh. 2021 wasn't the train wreck that 2020 was, but it wasn't a picnic either. But on this final post for the year, I did want to take time for a couple things. First, I want to wish you the happiest of New Years! I hope 2022 is as amazing for you as the past couple years have been challenging for most of the … [Read more...]

Filed Under: ESI Thoughts

Merry Christmas 2021

December 24, 2021 By ESI 12 Comments

For those of you who celebrate Christmas, I wish you a very Merry Christmas!!!! I hope you all have a great day with loved ones (or however you celebrate)!! To my other readers, happy holidays! I wish you a very joyous holiday season!! And here's to 2022 being our best year yet!!!!! … [Read more...]

Filed Under: ESI Thoughts

Answering Crazy Questions and Comments

September 10, 2021 By ESI 25 Comments

When I announced that I was getting rid of Saturday posts, one reader commented as follows: Awesome! Although I kinda miss your ‘rant Saturdays’, it is great to hear how happy you are and how removed you are from that work life. Hahahaha! Never fear! I'm not giving up rant posts -- just doing them during the week instead of on Saturdays. Today's rant post focuses on … [Read more...]

Filed Under: ESI Thoughts, Questions

Can Anyone Become Rich?

March 24, 2021 By ESI 38 Comments

As you might imagine, we discuss a wide range of topics in the Millionaire Money Mentors forums. One recent post there had an unusual amount of conversation around it. I wanted to share my thoughts on the topic as well as hear from ESI Money readers. It started with a post titled "Why do some people never get rich?" and then shared a Quora answer from Andrew Ferebee … [Read more...]

Filed Under: ESI Thoughts, Net Worth

Merry Christmas 2020

December 25, 2020 By ESI 13 Comments

For those of you who celebrate Christmas, I wish you a very Merry Christmas!!!! I hope you all have a great day with loved ones (or however you celebrate)!! To my other readers, happy holidays! I wish you a very joyous holiday season!! I think everyone's glad that we're approaching the end of 2020 -- I hope we never see another year like it. But I am hopeful and wish … [Read more...]

Filed Under: ESI Thoughts

Great Holiday Gifts, 2020 Edition

November 25, 2020 By ESI 8 Comments

For the past three years I've posted holiday gift ideas and the response has been very positive. It seems we all have those hard-to-buy-for people and a few extra suggestions are always welcome. So I once again went into my Amazon order history and picked out some ideas based on what I liked (based on orders the past year). With Covid, there was a much bigger list to … [Read more...]

Filed Under: ESI Thoughts

The Gift of the Struggle

February 15, 2020 By ESI 60 Comments

I was surprised at the small but vocal minority who felt my kids should get more from our estate plan. I'm not going to feed the trolls by responding to their comments, but today I do want to discuss a related topic. I'm calling it "the gift of the struggle." Before we get in too deep, let's begin by defining the phrase. What is the Gift of the Struggle? When I say … [Read more...]

Filed Under: About, ESI Thoughts

Top 10 Ways to Become Wealthy While Earning a Pittance

January 18, 2020 By ESI 90 Comments

Well, it's that time again. Time to address the "it's easy to be wealthy if you make a lot of money, what about becoming wealthy if you earn little?" crowd. But this time it's going to be a bit different. You see, I think I've made a mistake. Here I've been writing about growing your career, creating a side hustle, investing in real estate, and the like so you could … [Read more...]

Filed Under: ESI Thoughts, Financial Independence

Top 10 Posts from 2019

January 4, 2020 By ESI 3 Comments

Each year I look over the previous year and do a bit of celebrating. I look for the posts I liked best, then narrow those down to the top 10. Since I know there are many new readers here (or even long-time readers) who may have missed these gems, I want to give one last shot at reading them before we move into a new year. (FYI, here's the list from last year.) With … [Read more...]

Filed Under: ESI Thoughts

Merry Christmas

December 25, 2019 By ESI Leave a Comment

No new post today. Like many of you, I'm celebrating with family. For those of you who celebrate Christmas, I wish you a very Merry Christmas!!!! I hope you all have a great day with loved ones!! To my other readers, happy holidays! I wish you a very joyous holiday season!! I hope 2019 has been kind to you all and I wish you the best for an awesome 2020! … [Read more...]

Filed Under: ESI Thoughts

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