Happy New Year! There’s something motivating about turning the calendar to a new year. It’s a natural reset point—a chance to look ahead with clarity and intention rather than focusing on what’s already behind us. The start of a new year is a great time to reflect on your financial direction—where you are, where you want to be, and whether your money is truly supporting the … [Read more...]

As the year comes to a close, I want to take a moment to say thank you. Thank you for reading, commenting, sharing your experiences, and being part of the ESI Money community. Whether you’ve been here for years or just discovered the site recently, I’m grateful for your time and engagement. Christmas is a great reminder to slow down, appreciate what truly matters, and spend … [Read more...]

Today we’re concluding my story about Chase bank canceling a long-term checking account (plus a few others) that I had with them. If you’re new to the site or have been away for a bit, I’ve already posted twice on this issue. The first post in this series was Chase Closed My 25-Year Account and the second was Chased Around by Chase Bank. You will want to read those posts … [Read more...]

Today we’re continuing my story about Chase bank canceling a long-term checking account (plus a few others) that I had with them. The first post in this series was Chase Closed My 25-Year Account. You will want to read that post (if you missed it) before you read this one, or you’ll be lost. When we left the last post, one of the members of the Millionaire Money Mentors (MMM) … [Read more...]

Sit back, relax, and listen to my tale of woe. This is a story of how JP Morgan Chase bank (Chase) done me dirty. And apparently I’m not the only one. It’s an interesting story that I thought I’d never tell, but I’m sharing so that ESI Money readers as well as those who end up here from other sources might be warned and learn from my experience. It starts with me minding my … [Read more...]

Just wanted to say Happy Thanksgiving to all my readers in the U.S. I hope you have a great day with friends, family, and a ton of awesome food! Also wanted to let you know that tomorrow I’ll be running my annual Black Friday sale for the Millionaire Money Mentors. It will be the last one of the year (actually the only one of the year), so if you want to get in, there will … [Read more...]

If you’ve been a reader of mine for a while, you’ve probably seen the name Apex more than a few times. He’s been part of this community for years—first as a frequent and thoughtful commenter on Free Money Finance, and later as an active contributor here at ESI Money. Apex’s comments have always stood out for being logical, comprehensive, and insightful—the kind of responses … [Read more...]

Well, here we are, at the start of a brand new year. Is it just me or do the years seem to go by faster every year? Anyone looking forward to 2024? I know I am. It has the potential to be a GREAT year for me and my family. Why is that? You'll have to keep reading ESI Money to find out! (And who knows, nothing might happen anyway -- lol!) I want to start today's post by … [Read more...]

For those of you who celebrate Christmas, I wish you a very Merry Christmas!!!! I hope you all have a great day with loved ones (or however you celebrate)!! To my other readers, happy holidays! I wish you a very joyous holiday season!! I'll be taking the next couple weeks off to enjoy the season. And I wish you a great 2024 -- hope it's your best year yet!!!!! … [Read more...]

Just wanted to say Happy Thanksgiving to all my readers in the U.S. I hope you have a great day with friends, family, and a ton of awesome food! Also wanted to let you know that tomorrow I'll be running my annual Black Friday sale for the Millionaire Money Mentors. It will be the last one of the year, so if you want to get in, there will be no better time than … [Read more...]