We’re on a giving roll!!
Last week’s giveaway ends today and I wanted to get in one more before the end of the year.
This past summer I gave away American Eagle silver dollars and that giveaway was very well received.
So I thought I’d do it again!
Here are the details of the giveaway:
- I’ll be giving away 10 American Eagle silver coins to ten winners (one coin per winner) just like I did with the last giveaway.
- To enter, all you need to do is leave a comment on my ESI Scale post telling which steps on the E-S-I scale you think you’re excelled at most (no length or topic required other than that).
- Be sure to leave your email address when you leave the comment so I will know how to reach you if you win (the email address will not be visible to anyone other than me).
- The winners will be drawn at random from the commenters.
- The drawing of winners will be held on Friday, November 24, 2017.
- Once I hear from all winners I’ll mail out the cards (you’ll want to get them soon, right?)
- As with most giveaways, there are rules. Here they are.
Good luck!!!!
BTW, if you’re looking for a great place to buy silver or gold (the coins make great Christmas gifts), I highly recommend SD Bullion. I couldn’t find better prices anywhere and their service has been outstanding!
Updated: Do NOT leave comments on this post if you want to be entered in the giveaway. Read the instructions above and follow them to be entered. 馃檪
Saving and Investing. I started saving early, kept investing, did not panic when the market fell. Having a moderately high income level I have a massed what will be a comfortable retirement savings and other investments.
Now I am super saving and looking to retire earlier.
Saving. Minimum 15% annually; more often, 20%+
Saving! Max out Roth and 401k and then some!
Trying to save, as a poor boy it’s hard, but I try to.save as much as possible each month, even if it’s just a few bucks.
Maxing our deferred retirement savings (401k, Roth).
Investing– I try to put little away to buy value mutual funds or value stocks and I forget about them so that I don’t touch them when I need money.
Saving & Investing. Paying myself first (and a minimum of 10%) and putting that money into no load index mutual funds.
S: Savings. Maxed out my 401K and Roth. Current savings rate at ~70% (after tax money).
Saving does it for me.
Earning. I was very fortunate to find an 100% commission sales job that earns beyond what is expected – I’ve in turn racked up a nice savings with this, but still struggling with the RE investing
Savings: Max out 401(k)’s, IRA’s, HSA’s. Also save all windfalls, such as bonuses, tax refunds, raises, etc. Forgo the instant gratification and life style creep to save for early or super retirement.
Living the Dream
As others have commented, start saving and investing as soon as possible. Even if you have a 401k, it鈥檚 also good to put annual maximum into Roth IRA. The after-tax Roth contributions enable tax-free withdraws in retirement.
Earning. Taking extra shifts and moonlighting.
SAVING was key. 25% of base salary and 75% of bonus to 401k max then to post-tax Index fund. FRUGALITY to make it work.
Earning, especially in the last 13 years. Tripled my salary from age 33 to 43. Savings are catching up, and I’m finally index investing.
I’m saving 15%
Initially earnings since I picked up extra shifts and a second job. Unfortunately I only saved 9%+ a 3% match back then. I am aware that still puts me on the way more than average US citizen side of the savibgs stick, but I wish I’d done more. Now it’s a better balance of earning and investing more than 30% of my income. Trying to share the better balance philosophy with my younger coworkers.
Saving 40% of my salary . Maxing our 403b, 464, IRA and putting $3000 a month on taxable Betterment account. Looking forward to retire in 5 years
It’s very hard to say which has been the most helpful. Although I was lucky enough to earn low six-digit salary, I’ve been an investor since my dad got me started with my first stock account when I was in the sixth grade. Then there’s saving, which my parents taught by illustrating through their own finances that debt was a really bad four-letter word. With their “family loan” help, we paid off two houses over the years which also helped us ratchet up the savings and investing. The three are too intertwined for me to pick just one!
This giveaway has ended.
Winners were selected from the ESI Scale post as noted above.
The winners are as follows:
Arrgo
bunker
Mark
AndrewB
NotRetiredYet
Mike
Greg
Lisa
Jar1229
Mollie
There may be more than one of these names who commented, so you鈥檒l know you鈥檙e the right one if you get an email from me. Be looking for it.
Congrats to the winners and stay tuned for more giveaways!
I’m thankful for all of you….I read and take notes on some topics that if I apply correctly I could start to have a brighter future were I wake up an live the new day instead of existing threw it! thank you all