ESI Money

Three Simple Steps to Wealth

Retirement Update: 2.75 Years

By 40 Comments

Ok, I'm going the wrong way. I thought that I'd move from two retirement updates per year to simply one annually, but there is so much going on, I've been doing them quarterly the past three times! If I don't, my updates would often seem way out of touch. Besides, everyone seems to like these, so for now I'll be doing them more often. Here's an overview of my … [Read more...]

Retirement Housing Decisions

By 91 Comments

For the vast majority of my life, where I lived was decided for me by one factor or another. Initially, wherever my parents lived, I lived. Then it was school. The colleges I went to (undergrad and grad) were in specific cities/areas I had to live in. And finally, there was my career. Of course I could choose who to work for, but if I picked the employers I did, then I … [Read more...]

Retirement Interview 7

By 9 Comments

Here's our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. This is a special interview for me as it's with my good friend, Steve, from Think Save Retire. Steve and I worked closely together on Rockstar Finance … [Read more...]

Retirement Interview 6

By 44 Comments

Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. My questions are in bold italics and his responses follow in black. Let's get started... GENERAL OVERVIEW How old are you (and spouse if applicable, … [Read more...]

Retirement Interview 5

By 16 Comments

Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. My questions are in bold italics and his responses follow in black. Let's get started... GENERAL OVERVIEW How old are you (and spouse if applicable, … [Read more...]

Retirement Interview 4

By 52 Comments

Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. There was no way to include every possible question in an interview like this, so if you're wondering about something that's not addressed, please leave … [Read more...]

Are Several Mini-Retirements Better than One Full Retirement?

By 16 Comments

Back in the day (yes, I'm about to date myself in two seconds) the term "retirement" meant you worked until 65, then quit work altogether to play golf and/or bowling until you died soon thereafter. Yes, that was the "norm" for my grandparents' retirements as well as the benchmark set for me when my career started. Then the FIRE movement came along and started redefining … [Read more...]

The Costs of Living on a Sailboat

By 25 Comments

If you've been reading ESI Money for any length of time you know that I love the Caribbean. We have been there a handful times (three on cruises and twice on trips to Grand Cayman). If it was up to me, we will go there at least once per year for the rest of our lives. And by "up to me" I mean that I am planning at least one trip there per year. ;) In addition to my … [Read more...]

Retirement Interview 3

By 31 Comments

Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. There was no way to include every possible question in an interview like this, so if you're wondering about something that's not addressed, please leave … [Read more...]

Retirement Interview 2

By 45 Comments

Here’s our latest interview with a retiree as we seek to learn from those who have actually taken the retirement plunge. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. There was no way to include every possible question in an interview like this, so if you're wondering about something that's not addressed, please leave … [Read more...]