ESI Money

Three Simple Steps to Wealth

  • About
  • Earn
  • Save
  • Invest
  • Retirement
  • Millionaires
  • Archives
  • Subscribe
  • Contact

Retirement One Year Anniversary Update

August 3, 2017 By ESI 58 Comments

Can you believe it's been a year since I retired? It seems like it's been longer (in a good way). My last retirement update was at six months and from here on out I'll probably only have annual reviews (maybe every six months if something exciting happens). To make this summary easier to read, I've put my thoughts into categories. Here's what's happened since my … [Read more...]

Filed Under: About, Retirement

Why $3 Million is Not Enough to Retire On

July 17, 2017 By ESI 124 Comments

One of the questions I get emailed quite often goes something like this: I read online that you have $3 million and retired at 52. How did you do it? I am in about the same situation and I'm afraid I don't have enough. That's paraphrasing, but those are the general thoughts. There are actually two questions here that I'll address: 1) How did I manage retirement on $3 … [Read more...]

Filed Under: Retirement, Save

Picking the Right Early Retirement Health Insurance: Samaritan Ministries Delivers

June 12, 2017 By ESI 58 Comments

Summary: This post tells how Samaritan Ministries' health sharing ministry has performed for us as early retirement health insurance. To catch everyone up on this series, in part one I talked about the health insurance options we considered as part of early retirement. In part two I discussed why we selected Samaritan Ministries for our health insurance. In this last … [Read more...]

Filed Under: Health, Insurance, Retirement

Picking the Right Early Retirement Health Insurance: Selecting a Winner

June 8, 2017 By ESI 43 Comments

Summary: This post tells which health insurance option we selected for early retirement and why. In part one of this series I listed the various health insurance options we considered to cover us during early retirement. In this part I'll tell you which one we selected and why. And there's a suspenseful ending, so be sure to read all the way through. ;) Early … [Read more...]

Filed Under: Health, Insurance, Retirement

Picking the Right Early Retirement Health Insurance: Reviewing the Options

June 5, 2017 By ESI 46 Comments

Summary: This post gives thoughts and suggestions on how to pick the right early retirement health insurance. Religion and politics. Two things you're not supposed to discuss in public. On this blog I try to avoid these like the plague because, in the end, I don't think anyone cares what I think on either topic. But I'm going to have to wade into both to talk about … [Read more...]

Filed Under: Health, Insurance, Retirement

10 Ways to Generate Retirement Income

May 22, 2017 By ESI 56 Comments

In How to Retire on $1 Million or Less we discussed the 4% rule and whether or not it is a worthwhile guide for withdrawing assets in retirement. I also noted that people who have other sources of retirement income don't need to rely on drawing down assets as much as those who don't. What are those potential sources? I'm glad you asked! :) In this post I'll detail ten … [Read more...]

Filed Under: Earn, Retirement

Key to Early Retirement: Margin of Safety

May 10, 2017 By ESI 43 Comments

One of the things I worry about for extreme early financial independence retirees is that they play the numbers too close. In other words, I think some would be in trouble if something unexpected and costly pops up. And as we know, we should expect the unexpected when it comes to money emergencies. For example, let's say a 30-year-old has $1 million saved. Using the 4% … [Read more...]

Filed Under: Retirement

How to Retire on $1 Million or Less

May 8, 2017 By ESI 98 Comments

Summary: This post tells how to retire on one million dollars or less at age 35 or lower. I've noted from time to time that I read a ton of money blogs. One popular sub-group is the FIRE bloggers. In case you don't know, FIRE is an acronym for "Financial Independence Retire Early". These blogs focus on reaching financial independence and retiring at a very young age -- … [Read more...]

Filed Under: Retirement

Post-Retirement Career and Activity Thoughts

April 12, 2017 By ESI 14 Comments

On my post titled 7 Steps to Millions More: Continue Learning and Developing Skills, one reader left the following comment: This could maybe even be its own post but how do you feel you apply this concept into your life now that you are retired? For instance: 1. Do you still try to learn and grow in your career field perhaps because you are still interested and just enjoy … [Read more...]

Filed Under: Career, Retirement

Explaining Early Retirement to Strangers

March 27, 2017 By ESI 23 Comments

Last fall I shared responses I received from people when I told them about my early retirement. These were family members and friends -- people I know well (of course.) They know me and our family and while they may have been surprised, it wasn't a total shock given what they know about us. But there's an entirely different dynamic when you explain early retirement to … [Read more...]

Filed Under: About, Retirement

  • « Previous Page
  • 1
  • …
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • Next Page »

Search This Site

Social Media

Twitter

Instagram

Facebook

YouTube

Recent Posts

  • Millionaire Interview Update 80
  • 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me), Part 2
  • Win the Retirement Game: Defeating Expectations
  • 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me)
  • Millionaire Interview 473, Part 2
  • Win the Retirement Game: Be Creative
  • Investing, Parents, Estate Planning, and Purpose in Retirement
  • Millionaire Interview 473
  • Win the Retirement Game: Connect Socially
  • Retirement Time, Taxes, and Healthcare

Recent Comments

  • yslwl on 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me), Part 2
  • MI 343 on Millionaire Interview Update 80
  • CB on Millionaire Interview Update 80
  • ESI on Win the Retirement Game: Defeating Expectations
  • Ann on Win the Retirement Game: Defeating Expectations
  • ESI on 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me), Part 2
  • CB on 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me), Part 2
  • Mark on 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me), Part 2
  • ESI on 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me), Part 2
  • c12321 on 10 Retirement Mistakes I Made (And Why They Didn’t Sink Me), Part 2

Categories

Archives

Copyright © 2026 · ESI Money · About · Disclaimer · Earning Notice · Privacy Statement · Contact