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Help a Reader: Trying to Get to Early Retirement

October 12, 2018 By ESI 40 Comments

The following is an email I received from a reader a couple months ago. It's a sad tale on many fronts, but also inspirational because of how much progress she's made. In fact, it's quite remarkable IMO. I had her adjust the story a bit and include more financials so she could get advice from the great readers here at ESI Money. So please read it completely and give her … [Read more...]

Filed Under: Help a Reader, Retirement

10 Reasons Why You Might Want to Consider RVing Full-Time

September 29, 2018 By ESI 13 Comments

I'm not sure whether I've mentioned it or not, but my parents bought an RV this past spring. They are in the process of selling everything they have and hitting the road full-time. Their goal is to be out of Iowa before the winter hits, but at the rate they are going, I'm not sure it will happen. I see another Iowa winter in their future. Anyway, we've been learning a … [Read more...]

Filed Under: Retirement, Travel

How to Get Up the Nerve to Retire

September 22, 2018 By ESI 80 Comments

How to get up the Nerve to retire

The following is a guest post from my friend, Jim, at Route to Retire. When some readers here noted they had enough money to retire but were afraid to take the leap and wanted a post on the topic, I knew Jim was the man for the job. Why is that? Because he's right on the edge himself. He is just about to jump into retirement. And who better to write about an issue than … [Read more...]

Filed Under: Retirement

Retirement Two-Year Update

August 3, 2018 By ESI 31 Comments

Wow! Can you believe it's been two years since I retired????!!!! In some ways it seems like yesterday and in others a decade (I can't remember what it was like to work other than "not nearly as good as this"). :) For those of you new to the site, here are the details of my retirement. Since then I've given an update on things every six months just to let you know how … [Read more...]

Filed Under: About, Retirement

How I Lost Millions by Retiring Early

July 27, 2018 By ESI 64 Comments

I lost millions retiring early

I've been thinking about this issue for some time now. And since I had fun digging into my financial independence numbers I thought I'd do a few more math gymnastics to see how much I had "lost" by retiring early. I had considered this idea a while ago, but what prompted me to finally write about it was a conversation with my mom. She and my dad have been working on … [Read more...]

Filed Under: Financial Independence, Retirement

When Can I Retire? When Will I Be Financially Independent? A Retirement Calculator Guide

June 27, 2018 By ESI 75 Comments

Do you have enough to retire

I get a lot of questions about retirement. This might not come as a surprise to you since I write so much about the topic. Most of the questions are one of these two: 1) When can I retire? (Yes, literally that simple.) and 2) I don't think I have enough to retire. What do you think? (This is really just another form of the question above.) I have penned several posts … [Read more...]

Filed Under: Financial Independence, Retirement

Is Retiring on a Cruise Ship an Affordable Option?

June 16, 2018 By ESI 63 Comments

Is retiring on a cruise ship affordable

As many of you know, we lived in Michigan for 14 years. Overall, I liked Michigan (after all I grew up in Iowa, so my expectations of life were low) except for one thing: the weather was the worst! Now some people might chime in with "but the summers are great". Last I checked, summer was three months. Yes, summers there are nice. But the other nine months, not so … [Read more...]

Filed Under: Retirement, Travel

A Castle, A Burned Gift Shop, and a Diner Stuck in the 50’s

June 9, 2018 By ESI 9 Comments

One of the great things about being retired is that you can take trips whenever you want to. While my daughter was home on spring break this year, we decided to go see Bishop Castle. For those of you who don't know about Bishop Castle (which is probably most people reading this), here's an overview at their website. Or if you'd prefer a bit more detail, here's the … [Read more...]

Filed Under: Retirement, Travel

Blooom Review – A 401k Retirement Plan Robo-Advisor

May 5, 2018 By ESI 7 Comments

Review of blooom 401k retirement advisor

The following post is sponsored by Blooom. The review is done by Hank Coleman, the founder and publisher of Money Q&A, a personal finance blog that focuses primarily on investing and retirement planning. Hank has a Masters in Finance from the University of Maryland and holds a Certificate of Personal Financial Planning from Kansas State University. Deciphering the … [Read more...]

Filed Under: Retirement

Retirement 18-Month Update

February 2, 2018 By ESI 78 Comments

When I gave my one year retirement update I said that I'd probably only give updates once a year or so. But I've been so busy since I retired that if I wait a year then my update post would read like a book! ;) So I'll be giving semi-annual updates just to keep you in the loop. To make this summary easier to read, I've put my thoughts into categories. Here's what's … [Read more...]

Filed Under: About, Retirement

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