When I work out, I always listen to music.I've tried listening to books or podcasts when exercising, but it just doesn't work.I have to count (reps) or strain (lifting or cardio) and my attention on anything anyone says is gone. When I've tried a podcast or book I end up constantly rewinding which makes for a very frustrating experience.So music it is.I listen … [Read more...]
Spending Less Versus Earning More
If you've been reading personal finance articles for more than ten seconds it's likely you've heard that you need to "spend less than you earn."But it goes way beyond that. That's just the soundbite.A bit deeper there is a lot of online discussion about which is more important to financial success: spending less or earning more?It's an age-old money debate, similar … [Read more...]
Five Great Money Saving Tips People Hate
A couple observations...First, people love to save money. They like a deal. If they can get something for $50, that's better than paying $75. Paying $30 is even better.Second, people don't like to be told how to save money. Especially when those suggestions deal with strongly held personal preferences.It's also well-established that people hate having to change … [Read more...]
Are Solar Panels Worth It?
I have always been interested in alternative forms of energy.It's not that I'm a "tree hugger" on a social crusade for the environment.But if I could find a natural, cheaper (or even neutral) way to provide energy for our home, why wouldn't I? It would be a win-win.I've especially been interested in solar energy since we moved to Colorado, a place where there's more … [Read more...]
Frugalwoods: Finding Fun and Fulfillment in Frugality
I have shared several times that I walk a lot every day (it's one of the perks of retirement!).Last year I averaged just under 17k steps a day.I want to do the same (or better) this year.To get this many steps I usually walk several times a day including:After my workout, I take the long way home. By the time I reach our house I have about 10k steps for the … [Read more...]
It’s the Spending, Stupid
I'm a bit older than most of you reading this.Even so, many of you have likely heard the phrase, "It's the economy, stupid." (I have not only heard it, but lived through it.)Here's what Wikipedia has to say about it: "It's the economy, stupid" is a slight variation of the phrase "The economy, stupid", which James Carville had coined as a campaign strategist of Bill … [Read more...]
Why Saving Money on Monthly Expenses Matters
Everyone loves to talk about earning more money!Everyone loves to talk about investing money for growth and income!But when it comes to saving, people are less excited.I get it. Saving is not the most exciting thing in the world. Worse yet, it's HARD! Most people want to become wealthy without any difficulties! Haha!That said, saving is vital to financial … [Read more...]
A Sober October: The Impact of Abstinence on My Waistline and Wallet
The following is a guest post from my good friend Physician on Fire.I'm not a drinker (since a bit after college) so there's no way I could write a post like this.But he's the PERFECT candidate for it -- a beer connoisseur who writes in a very witty manner.What could go wrong turning my site over to him? :)Besides, when will I ever get the chance to put another … [Read more...]
Freezing Weather, Tire Pressure, Costco Fail, and a Money Saving Tip
Here's a long, winding story that eventually pays off with a simple money saving tip.It's a tale of how something I never thought was a thing is actually a thing.And if you know about it, you could save yourself a bit of money.Let's get the story started... Freezing Weather It all starts with very cold weather here in Colorado Springs.We had just gotten back … [Read more...]
Lex OnTrack Identity Theft Protection Review
The following is a sponsored post from Lexington Law. The opinions expressed are my own.Now that it's been a several months since we all had to deal with the Equifax meltdown, it's time to revisit the issue. The smoke has cleared and we can evaluate any needed next steps without the haze of urgency.Most of America has moved on, but not me. I still think of it from time … [Read more...]
