I have purchased three new cars in the past 10 years. Yes, I like buying new cars and driving them forever and sometime in the future we can debate whether that's a better "deal" than buying used. If nothing else, give me some slack and allow that it's one area where I treat myself. :) Anyway, on each of those three car purchases I have saved THOUSANDS of dollars by using … [Read more...]

A few years ago when my mom was ill she had to stay in a hospital away from her home. My dad got a hotel room for $89 a night initially, but when it was apparent that his stay would be longer than expected, he asked the manager if he could get a "long-term rate". The manager said he could and agreed to let my dad stay in the same room for $67 a night from that day … [Read more...]

A couple years ago I was in need of an audiobook to listen to during a long drive, so I picked up Money Secrets of the Amish: Finding True Abundance in Simplicity, Sharing, and Saving. To say the least, it was an interesting "read." In case you were thinking about reading this book, I'll save you the time and give a quick summary. Here's why the book says the … [Read more...]

Let's talk about the "S" in "ESI Money." As noted in the explanation of the site's meaning, the "S" stands for "Save." Saving is the second part of the key financial guideline "spend less than you earn" (the first is to earn as much as possible) and is just as important as its brother. Two Parts of "S" As it relates to its use in this site, "save" actually has two … [Read more...]