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Archives for September 2019

Dave Ramsey’s Two Questionable Numbers

September 13, 2019 By ESI 49 Comments

It seems there are two groups when it comes to the subject of Dave Ramsey's financial advice. Group 1 are staunch advocates of Dave's. They love him and his advice to death. They defend him in all circumstances. They are rabid fans, not afraid to share what they've learned and spread the gospel according to Dave. It's worth noting that many of these people have either … [Read more...]

Filed Under: Books

The Difference 1% Makes

September 11, 2019 By ESI 23 Comments

Over the years I've received many comments from people saying how insignificant some of my tips are. They say that people need to focus their financial efforts on big-ticket items (like homes, cars, etc.) and the rest can be virtually ignored. As with most things, I think there's a balance. Of course you should pay attention to the big expenses in life. But you should … [Read more...]

Filed Under: ESI Scale, Financial Independence

Millionaire Interview 147

September 9, 2019 By ESI 22 Comments

Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. My questions are in bold italics and her responses follow in black. Let's get started... OVERVIEW How old are you (and spouse if applicable, plus how … [Read more...]

Filed Under: Interviews, Millionaires

Awesome Things People Are Doing in Retirement

September 7, 2019 By ESI 5 Comments

You know I am a big fan of retirement. There's just not enough great things I can say about it. ;) But I'm pretty average when it comes to retirement activities -- I travel a bit, get lots of exercise, and run a blog on the side. Fairly average in my book. On the other hand, there are some people doing some amazing things in retirement. They have stepped it up big time in … [Read more...]

Filed Under: Retirement

Side Hustle Interview 7

September 6, 2019 By ESI 10 Comments

Here's our latest interview with a side hustler! As you know, I love creating a side hustle as part of a fast-track path to financial independence because it can make a huge difference (see this financial calculator), enough to actually get you to FI in 10 years. If you have a side hustle and would like to be interviewed, shoot me an email and we can talk over … [Read more...]

Filed Under: Earn, Interviews

The ESI (Earn, Save, and Invest) Manifesto

September 4, 2019 By ESI 8 Comments

It still happens on a regular basis -- even after three years of retirement. I meet someone new, they ask what I do for a living, I say I'm retired, and they look at me like I just stepped off a ship from Mars. I can see in their faces that their minds are trying to compute what they just heard. They are seeing a guy (who looks like he's forty -- or so I've been told) who … [Read more...]

Filed Under: ESI Thoughts, Financial Independence

Millionaire Interview 146

September 2, 2019 By ESI 48 Comments

Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. My questions are in bold italics and his responses follow in black. Let's get started... OVERVIEW How old are you (and spouse if applicable, plus how … [Read more...]

Filed Under: Interviews, Millionaires

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