It seems like the perfect time for another giveaway with the holidays upon us. And since gift cards always seem popular and Amazon is my most requested option among several past choices... I have $500 in Amazon gift cards to give away today! Here's how they sort out: Ten $30 Amazon gift card multi-packs (three $10 cards in each pack) Eight $25 Amazon gift … [Read more...]
Archives for October 2019
Millionaire Interview 154
Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. My questions are in bold italics and his responses follow in black. Let's get started... OVERVIEW How old are you (and spouse if applicable, plus how … [Read more...]
Looking at Real Estate and the Parade of Homes
I LOVE looking at real estate. Many people consider it boring, but to me there are so many decisions to be made in making a great house, and so much creativity tied up into it, that I just love it. In fact, if I had to start my life over again I would choose a career in real estate. But that's for another post. Because of this love, over the years I have spent a … [Read more...]
How to Get Free or Low-Cost Health Insurance in Retirement Even if You Have a High Net Worth
With open enrollment right around the corner, I've been thinking quite a bit about health insurance. And since I get a TON of questions on the issue, I know many of you are thinking of it too. That's why I've already posted ideas on how to save money on medical costs. It's also the reason for this post, which discusses how people can get low-cost or even free health … [Read more...]
The Advantages of Using a Donor-Advised Fund
I've talked about giving several times on ESI Money. It's been an important part of our lives, and since this site is about what we did to become financially independent and retire early, it makes sense that giving is covered like the other issues. To be more specific, even while we were saving for financial independence, we were also donating 26% of our gross income to … [Read more...]
Millionaire Interview 153
Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. My questions are in bold italics and his responses follow in black. Let's get started... OVERVIEW How old are you (and spouse if applicable, plus how … [Read more...]
Beware of Fake Money Experts with No Accomplishments
It's been a while since I've had a good rant about people posing as experts. I've gone off on the subject in the past and try not to repeat myself that often....but... ...sometimes it just builds up and I have to let off a bit of steam. ;) So here we go... An MLM Expert Quite regularly I see a message on my Facebook feed from a person connected to some of my … [Read more...]
How to Make the Most of Cash Back Credit Cards
Ever since I started posting how much I earn with cash back credit cards (here's my summary for 2018) I've gotten regular requests about this card or that card, this strategy or that strategy, etc. So I decided to create one large post (this one) on why and how I recommend using cash back credit cards. Then when someone asks about them, I have a place to point to. … [Read more...]
Make More Money by Having Salary Conversations
If you're a money blogger, you get a lot of email. People want to post this article or that article on your site. It will be "free" of course and will likely be "high quality", "SEO friendly", and "completely unique." All they ask in return is a dofollow link to their site. You know, their gambling site, their payday loan site, or their other completely worthless … [Read more...]
Millionaire Interview 152
Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. If you’d like to be considered for an interview, drop me a note and we can chat about specifics. My questions are in bold italics and his responses follow in black. Let's get started... OVERVIEW How old are you (and spouse if applicable, plus how … [Read more...]