Today we finish my list of the best 52 ways to save money.If you missed the first post or want to see my philosophy behind picking these tips, you can visit The 52 Best Ways to Save Money, Part 1. You can see the second post at The 52 Best Ways to Save Money, Part 2.As for now, we'll continue the countdown by sharing the best 15 tips.Here they are:#15: … [Read more...]
Archives for July 2017
ESI Money T-Shirt Giveaway
After our successful silver giveaway I wanted to keep the goodies coming!So today we have an opportunity for an EXCLUSIVE item I know you all want -- yes, an ESI Money t-shirt (that's it in the picture)! ;)I ordered some a couple months ago for myself and some blogging friends and have a few left over. So what better way to use them than to give them away to my great … [Read more...]
Why Wealth Creation Begins with Frugality
The following is an excerpt from the book Set for Life.I asked to run this piece because saving is the least glamorous step in the ESI scale but is also arguably the most important. I think this excerpt does a good job of detailing why it's so vital.Reason #1: Frugality Enables You to Seek OpportunityMany finance experts and motivational speakers say things like, … [Read more...]
More Proof that Financial Journalists are Not Money Experts
I'm starting to create a collection of stories about financial journalists who are not money experts.It's not difficult to find examples.Oh, they are experts alright, but not at managing money. They are experts at writing, radio broadcasting, or TV broadcasting -- whatever their specific, journalistic specialty.So far I've written Mainstream Financial Experts Are … [Read more...]
Visiting Seattle and Portland
One of the things I want to do in retirement is to travel a bit.I don't want to live out of a suitcase or to be gone for a couple months at a time (I like my routines at home too much for that) but there are some places I want to visit.As I do get out and see the world I'll be sharing my experiences with you -- what we did, how we liked it, the costs, tips, etc.We … [Read more...]
Millionaire Interview 14
Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights.My questions are in bold italics and her responses follow in black.Let's get started...How old are you (and spouse if applicable, plus how long you've been married)?51 and 47. Married for 17 years, together for 24.Do you have kids/family … [Read more...]
Why $3 Million is Not Enough to Retire On
One of the questions I get emailed quite often goes something like this: I read online that you have $3 million and retired at 52. How did you do it? I am in about the same situation and I'm afraid I don't have enough. That's paraphrasing, but those are the general thoughts.There are actually two questions here that I'll address: 1) How did I manage retirement on $3 … [Read more...]
How to Maximize Your Auto Insurance Settlement
It's been over a year since my wife had her car accident.The process is finally over and we've learned some things along the way.So I thought I'd share some takeaways with you. I'm also hopeful that readers in the legal and insurance professions might chime in with their thoughts, suggestions, and so forth. Car Insurance Dealings To catch everyone up on the situation, … [Read more...]
Help a Reader: Can I Retire?
I will officially be announcing my "Help a Reader" category in a couple weeks, but here's one to get us started.This reader wrote to me suggesting I offer a way for those who are considering retiring to share their information and ask questions of ESI Money readers. I thought it was a great suggestion and wanted to post it ASAP.I sent him some questions to get us … [Read more...]
The 52 Best Ways to Save Money, Part 2
Today we continue my list of the best 52 ways to save money.If you missed the first post or want to see my philosophy behind picking these tips, you can visit The 52 Best Ways to Save Money, Part 1.As for now, we'll continue the countdown by sharing the best tips from #34 to #16.Here they are:#34: Cook from Scratch to Avoid Convenience FoodsYou might be … [Read more...]
