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Retirement Update: 4.25 Years

November 4, 2020 By ESI 26 Comments

Well, it's time for another retirement update where I share what it's like in the retired world of ESI. If you didn't catch the last one, here it is. You may want to read it as some of the items mentioned in this post will assume you know what's in the former piece. The past three months have continued to be full of excitement, so let's get to the details! FYI, I'm … [Read more...]

Filed Under: About, Retirement

The Three-Fund Portfolio

October 21, 2020 By ESI 40 Comments

You might have noticed that I don't usually list my exact stock market investments. I usually say something general like "I invest in index funds." That's mostly because I don't claim to be an investing expert and don't want someone to mindlessly copy what I do. Simply repeating my actions without considering the many issues related to a person's specific circumstances may … [Read more...]

Filed Under: About, Invest

Retirement Update: 4 Years

August 5, 2020 By ESI 58 Comments

There's some interesting and unique stuff in this post...don't skip through it or you might miss something. ;) Wow. Four years. I've been retired for four years now. In some ways, it seems like I left work yesterday. In others, it feels like I've been retired for a decade. Must be those retirement reverse dog years making me feel that way. ;) I can say that at this … [Read more...]

Filed Under: About, Retirement

Retirement Update: 3.75 Years

May 1, 2020 By ESI 52 Comments

Here we are again -- time for another retirement update where I share what's going on in my life! For the record here's the last one. You may want to read it as some of the items mentioned in this post will assume you know what's in the former post. The past three months have been full of excitement, so let's get to the details! Life My son was supposed to spend … [Read more...]

Filed Under: About, Retirement

The Financial Implications of Owning a Cat

April 17, 2020 By ESI 25 Comments

One of my favorite songs of all time is "The Long and Winding Road" by the Beatles. This post is likely to resemble that song and could be named "The Long and Winding Post". So if you're not into the backstory of my history with pets/cats, you can jump to the money stuff below where I "get to the point." On the other hand, if you're interested in how we came to own a … [Read more...]

Filed Under: About, Save

How I Added Dividend Stocks to My Portfolio, Part 2

March 28, 2020 By ESI 52 Comments

Today I'll continue telling you how I ended up buying almost $200k in dividend stocks recently. In case you missed part 1 and want to catch up, see How I Added Dividend Stocks to My Portfolio, Part 1. In that post I set up the background (my interest in dividend investing), how I educated myself on dividend investing, and how I developed a set of criteria I wanted to see … [Read more...]

Filed Under: About, Invest

How I Added Dividend Stocks to My Portfolio, Part 1

March 27, 2020 By ESI 27 Comments

Warning: I need to put this upfront just to be 100% clear to all readers. This post is about what I've done investing-wise. It's not about what you should do investing-wise. I do not know your goals, financial situation, or any one of a hundred other details that would even slightly qualify me to offer any investing advice to you. As such, this post is not meant as … [Read more...]

Filed Under: About, Invest

How I Picked My Properties and a Rental Income Update

March 18, 2020 By ESI 7 Comments

It's been over four years since I shared the Financial Details of My Real Estate Investments. I've been wanting to give an update for some time and since I've just completed the process of getting all my numbers together for tax purposes, I thought this would be the year to do so. In addition, I thought I'd share the highlights of the process I used to select my … [Read more...]

Filed Under: About, Real Estate

The Gift of the Struggle

February 15, 2020 By ESI 60 Comments

I was surprised at the small but vocal minority who felt my kids should get more from our estate plan. I'm not going to feed the trolls by responding to their comments, but today I do want to discuss a related topic. I'm calling it "the gift of the struggle." Before we get in too deep, let's begin by defining the phrase. What is the Gift of the Struggle? When I say … [Read more...]

Filed Under: About, ESI Thoughts

Retirement Update: 3.5 Years

February 5, 2020 By ESI 20 Comments

Here we are again -- time for another retirement update where I share what's going on in my life! For the record here's the last one. You may want to read it as some of the items mentioned in this post will assume you know what's in the former post. The past three months have been full of excitement, so let's get to the details! Life I spent a lot of time with my … [Read more...]

Filed Under: About, Retirement

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