If you're like me, every year you struggle to find holiday gifts for those on your list. I must have a solid 50% of my gift list who I would call hard to buy for. So with that in mind, I thought I'd offer you some suggestions (along with my thoughts) on items you might want to consider this holiday season. I've broken them into groups by theme just to make reviewing them … [Read more...]
Reader Question: How to Invest
I recently received an email from a reader asking for some thoughts from the ESI Money community. Here is her note: My husband and I are 32 years old, and currently both have employer and individual retirement accounts. I have based my asset allocation largely from this article back in 2008 (ancient history!). We currently have $130K in our combined Vanguard accounts … [Read more...]
Improving Your Finances by Lowering Stress and Increasing Sleep
Summary: Managing stress and improving sleep can help you prosper financially as well as physically. So far in our series about physical fitness and financial fitness we've covered several topics including: Being Healthy Can Grow Your Net Worth Lose Weight and Gain Money Save $1 Million by Not Smoking And I've shared how I'm working on my fitness efforts to … [Read more...]
How to Become Financially Independent
Now that we've had time to hash out the meaning of financial independence, I want to get to the topic I originally was going to write about: how to reach financial independence (FI). As you'll see below, there are many paths to FI and ultimately it comes down to working out a basic math formula. Let's review the key parts of the formula one by one. Financial Independence … [Read more...]
Blog Update: ESI Money 1 Year Anniversary and the Business of Blogging
One year ago today I published my first post. What else would it be called other than Welcome to ESI Money? I thought I'd share an update with you on what's happened since and my plans for the future. I'll dive into the business side of blogging as I hope to make this site a decent post-retirement income stream. I thought you'd be interested in seeing if I can do it! … [Read more...]
My Jobs, Promotion, Success, and Failure
We are now six jobs into the series on my job. Here's the list so far: My Jobs, Pre-College My Jobs, College My Jobs, Graduate School My Jobs, Introduction to the Real World My Jobs, Second Job a Winner My Jobs, Working for a Maniac If you recall, in the last post there were two major players (other than me) including: Maniac -- The crazed boss I … [Read more...]
Happy Thanksgiving
Just wanted to wish all ESI Money readers a blessed and happy Thanksgiving. I hope you are enjoying a day full of family, food, fun, and football. I know I am! I'll have a post tomorrow for those of you who aren't heading out to shop with the hordes. I gave that up myself many years ago. I'll just concentrate on relaxing and cruising Amazon. Have an AWESOME … [Read more...]
College to Career Cycle of Success
While I was at my college reunion I ran into an old friend who was a year behind me in school. She's now a business professor at the school and teaches all aspects of business from marketing to accounting (about as far apart as you can get on the business spectrum). During the visit she had me step into one of her classrooms and tell the students a bit about my career. I … [Read more...]
My Worst Money Mistakes
Reading ESI Money you might think I'm a financial genius who has always had everything money-related figured out. That's far from true. I do write mostly about the positive sides of what I've done because 1) much of it has been positive and 2) I think people want to try and emulate what has worked well. That said, there are obviously learnings to be learned from failures, … [Read more...]
What are Your Money Milestones?
I was having lunch with a friend the other day and the subject of my retirement came up (which it always does these days). His response to my retirement was similar to others but he asked me a unique question: "What things happened in your life that allowed you to become wealthy and retire early?" At first I was tempted to list the basics of retiring early/becoming … [Read more...]
- « Previous Page
- 1
- …
- 124
- 125
- 126
- 127
- 128
- …
- 139
- Next Page »