ESI Money

Three Simple Steps to Wealth

  • About
  • Earn
  • Save
  • Invest
  • Retirement
  • Millionaires
  • Archives
  • Subscribe
  • Contact

Stop Making Money Excuses

May 26, 2017 By ESI 32 Comments

Well, it's been awhile since I've had a good rant here, so let's fire one up today. ;) I've been blogging on one site or another for over 12 years now. It doesn't take nearly that long -- in fact it takes about two minutes -- to realize that people like to make excuses about why they aren't wealthy. No matter how simple the topic or suggestion might be, there's someone … [Read more...]

Filed Under: Career, ESI Thoughts

What Are Your Three Money Truths?

May 5, 2017 By ESI 17 Comments

I listen to a ton of podcasts over the course of a week. Most of my listening is done when I walk (I try to get in 14,000 steps a day, 7,000 minimum). Podcasts are great at making walking more interesting when my wife is not walking with me. I listen to a lot of personal finance podcasts (of course), but also have a good number of "self-improvement" ones as well. One … [Read more...]

Filed Under: ESI Thoughts

Make Small Progress Every Day

April 28, 2017 By ESI 17 Comments

How would you like to achieve your wildest dreams? How would you like to accomplish anything? No matter how large... Ok, perhaps that's an exaggeration. After all, I might want to "be richer than Warren Buffet" but that's very unlikely to happen no matter what I do. But I'm talking big goals that are reasonable, though tough: Becoming a c-level executive of a … [Read more...]

Filed Under: ESI Thoughts, Financial Independence, Net Worth

Is the Cost of a Financial Advisor Worth It?

April 17, 2017 By ESI 63 Comments

A couple months ago I was having lunch with a friend. He's a financial advisor/planner and we talked about his job since he just started with a new company. He told me that their intro financial planning product was a "comprehensive financial plan" that they did for clients to see where they were financially and what help they might need. He said his company offers a … [Read more...]

Filed Under: ESI Thoughts, Not Experts

How to Pass Wealth to Your Kids

April 3, 2017 By ESI 30 Comments

Have you ever heard the phrase "shirtsleeves to shirtsleeves in three generations"? This site notes that other cultures have similar sayings (Japan: “Rice paddies to rice paddies in three generations.” Scotland: “The father buys, the son builds, the grandchild sells, and his son begs.” China: “Wealth never survives three generations.”) and here's how it explains them … [Read more...]

Filed Under: ESI Thoughts

Help ESI Money Move to the Caribbean

March 10, 2017 By ESI 29 Comments

That headline got you, didn't it? :) Well, the truth is I do need some advice and thought you would be the perfect ones to ask. Here's our situation: The cold gets to us every winter. It's just too cold for too long. We used to take cruises for 7-10 days in the winter when we lived in Michigan. But with our kids' crazy work schedules, that was not realistic this … [Read more...]

Filed Under: ESI Thoughts, Help a Reader

Happy New Year

January 2, 2017 By ESI 4 Comments

Here's wishing you all the best in 2017! May your net worth climb to the sky!!!! I'm taking today off to recover from the holidays, but I'll be back in a few days with new articles on how to make the most of your money. Several January posts will be reviews of how I did financially in different areas in 2016, so you're not going to want to miss those. For those of you … [Read more...]

Filed Under: ESI Thoughts

Merry Christmas

December 23, 2016 By ESI 4 Comments

Just wanted to wish you all a very Merry Christmas!!!! I hope those of you who celebrate Christmas have a wonderful holiday weekend. I'm taking off today and the weekend to be with family and hope you are doing something just as pleasant! I'll be back on Monday with a new money article. See you then! … [Read more...]

Filed Under: ESI Thoughts

Considering Giving

December 7, 2016 By ESI 17 Comments

We spend most of the time here at ESI Money talking about how to grow our net worths -- the steps we can take steps to become wealthier. Today I'm going to shift gears a bit and cover a topic that often gets left out of financial blogs, but needs to be discussed. As you might tell from the headline, I'm talking about giving. It's a topic that is especially appropriate at … [Read more...]

Filed Under: ESI Thoughts

Great Gifts for the Holidays

December 5, 2016 By ESI 14 Comments

If you're like me, every year you struggle to find holiday gifts for those on your list. I must have a solid 50% of my gift list who I would call hard to buy for. So with that in mind, I thought I'd offer you some suggestions (along with my thoughts) on items you might want to consider this holiday season. I've broken them into groups by theme just to make reviewing them … [Read more...]

Filed Under: ESI Thoughts

  • « Previous Page
  • 1
  • …
  • 3
  • 4
  • 5
  • 6
  • 7
  • Next Page »

Search This Site

Social Media

Twitter

Instagram

Facebook

YouTube

Recent Posts

  • Millionaire Interview 445
  • Retirement Interview 57
  • Millionaire Interview 444
  • Millionaire Interview Update 69
  • Millionaire Interview 443
  • Millionaire Interview 442
  • 20 Years of Blogging
  • Millionaire Interview 441
  • Retirement Interview 56
  • Millionaire Interview Update 68

Recent Comments

  • Joseph Ruiz on Millionaire Interview 445
  • MI-445 on Millionaire Interview 445
  • Maverick on Millionaire Interview 445
  • MI-445 on Millionaire Interview 445
  • MI-445 on Millionaire Interview 445
  • Maverick on Millionaire Interview 445
  • MI 343 on Millionaire Interview 445
  • MI-445 on Millionaire Interview 445
  • Joseph Ruiz on Millionaire Interview 445
  • MI-388 on Millionaire Interview 445

Categories

Archives

Copyright © 2025 · ESI Money · About · Disclaimer · Earning Notice · Privacy Statement · Contact