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Top 10 Posts from 2018

December 29, 2018 By ESI 17 Comments

I love this time of year. To me it's rewarding to look back and see how much has been accomplished over the past year. It's also a great time to dream for the next year and make plans to achieve those dreams. The dreaming part is for another post (likely in January). For now we'll look back and review some great posts from 2018. I know there are many new readers … [Read more...]

Filed Under: ESI Thoughts

Black Friday Chat

November 23, 2018 By ESI 48 Comments

Well, it's the day after Thanksgiving and if you're like me, you ate too much yesterday. But that's ok, right? At least once in a while it's ok to overdo it a bit. It was a great Thanksgiving for us and I hope yours was the same. We are all back together (including my daughter who has been home from college for over a week now) which made the holiday extra … [Read more...]

Filed Under: ESI Thoughts, Retirement

Our Experience with Hilton Grand Vacations

November 16, 2018 By ESI 72 Comments

As I write this post, I'm back from a trip to Washington, DC with my wife and son. We spent three days in DC, then drove to Virginia for a visit with my daughter (who graduates in December!) In that time we toured the White House, saw the Air and Space Museum, visited the National Zoo, ate at Pi Pizza with some blogging friends, toured the Capitol, visited Appomattox … [Read more...]

Filed Under: ESI Thoughts, Travel

Great Holiday Gifts, 2018 Edition

November 2, 2018 By ESI 7 Comments

Last year I posted several holiday gift ideas and the post went over quite well. It seems we all have those hard-to-buy-for people and a few extra suggestions were welcome. So like last year, I went into my Amazon order history and picked out some ideas based on what I liked. I also threw in some oldies but goodies that I have loved over the years. And I've arranged … [Read more...]

Filed Under: ESI Thoughts

You Are an Internet Troll

October 20, 2018 By ESI 28 Comments

Here's another Saturday rant for your amusement. I know how much you like these. ;) BTW I didn't go with my now-standard dragon photo since I found a perfect one for this subject. But don't worry, the dragons will return! If you've been writing or reading blogs for more than 15 seconds you are likely aware of Internet trolls. These are people who like to put others … [Read more...]

Filed Under: ESI Thoughts

Do You Collect Anything?

July 4, 2018 By ESI 22 Comments

Here's a fun post for a vacation day!!! After my post on coin collecting I got several requests for a piece on collecting things. Then I ran into this article on collecting. They go into the pros and cons (mostly) of collecting. Here's where they net out: If you want to hedge against inflation, there are more reliable ways to go about it. A collectible is an … [Read more...]

Filed Under: ESI Thoughts

If You Want What I Have You Have to Do What I’ve Done

April 28, 2018 By ESI 106 Comments

Stop complaining written on hand

Warning: This may get a little rant-y. But I've had it. I'm in a mood after so many recent interactions from those who want something for nothing. Unfortunately my experience with this is not just a recent occurrence. Let's do a quick review of a few ways I've seen this attitude play out over and over again. Counseling Those in Money Trouble Many of you know that I … [Read more...]

Filed Under: ESI Thoughts

Saturday Posts, Millionaire Month, and a Few Random Thoughts

February 10, 2018 By ESI 26 Comments

Welcome to a Saturday post! This is an extra for the week and while it's uncommon, it will become less so from now on. More on that in a minute, but first let me give you some background. Post Schedule Over the past year or so I have posted three days a week -- Monday, Wednesday, and Friday (MWF). In addition, I have settled into what I'll call the "MWF formula" -- … [Read more...]

Filed Under: ESI Thoughts

Top 10 Posts of 2017

December 29, 2017 By ESI 13 Comments

Like almost every other personal finance blogger, I feel compelled to share with you my best posts of 2017. It's very difficult to list one set of criteria that makes an awesome post. I've found out just how tough it is since I bought Rockstar Finance. There are so many factors that go into "greatness." And what is terrific for one person could be so-so for … [Read more...]

Filed Under: ESI Thoughts

How to Deal with Panhandlers

December 22, 2017 By ESI 44 Comments

I remember it like it was yesterday. I was newly married and we were saving money wherever we could. That's why I was riding the bus to work despite that fact that we made over $100k per year as a couple. I was at a bus stop on a highly-trafficked street in downtown Pittsburgh, 10 minutes or so early for my bus. For some reason no one was around, which was … [Read more...]

Filed Under: ESI Thoughts

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