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My Jobs, Graduate School

July 11, 2016 By ESI 2 Comments

In graduate school I ran a movie theater

The other day I listed all the jobs I held in college and detailed what I learned from them. Today I want to continue this series by sharing the jobs I held while in graduate school. While I was getting my MBA, I had two jobs. Graduate Assistant The first was during the school year (both years). It was an assistantship where I ran the university movie theater as well as … [Read more...]

Filed Under: About, Career

2016 Financial Resolutions at Half Way Point

July 4, 2016 By ESI 5 Comments

Happy 4th of July!!! I hope you are enjoying the holiday celebrating with family and friends. Since we are just past half of 2016 (can you believe that?)I thought that today would be a good day to give you an update on my 2016 Financial Resolutions. Here's where we stand: Meet net worth goal -- So far, I'm making progress. 2015 was a stinky year for my net worth … [Read more...]

Filed Under: About

My Jobs, College

May 30, 2016 By ESI 1 Comment

The jobs I've had including my time in DC

The other day I listed all the jobs I held in high school and detailed what I learned from them. Today I want to continue this series by sharing the jobs I held while in college. As a freshman, I worked in the library as part of a work-study program. It was a simple job and for only eight hours a week. I didn't get any lasting impressions/benefits from it, though it … [Read more...]

Filed Under: About, Career

My Jobs, Pre-College

May 9, 2016 By ESI 8 Comments

my first job was in a grocery store

I've talked a lot about managing your career, so I thought it would be interesting (maybe, maybe not, you decide) for me to detail the jobs I've held in my lifetime, what I gained from each of them, what I learned, how I grew my income, etc. I'll be doing this over a series of posts that will last a several months (I'll space them out). We'll see how it goes. Today I … [Read more...]

Filed Under: About, Career

How to Buy a House and Pay Off the Mortgage in Less Than 10 Years

April 18, 2016 By ESI 46 Comments

How to pay off your mortgage in 10 years

Buying a home is the biggest purchase most Americans will ever make, spending hundreds of thousands of dollars in one chunk. In addition, there are a whole host of associated costs -- insurance, maintenance, taxes, furnishings, and on and on that make this a gigantic financial issue for all but the wealthiest of us. The impact buying a home can have on a family's finances is … [Read more...]

Filed Under: About, Debt, Real Estate, Save

What to Include in a Disaster File

April 7, 2016 By ESI 3 Comments

How to create a financial disaster file

When I listed my 2016 financial resolutions I noted that one of my resolutions as follows: Complete death file -- I know, it's a morbid name. But it's basically a file that lists where all our finances, records, etc. are located. It's for my wife in case something would happen to me. One reader responded: A better term of death file that I like would be disaster file. If you … [Read more...]

Filed Under: About, Insurance

The Day My Most Valuable Asset Took a Hit

March 28, 2016 By ESI 19 Comments

Businessman holding cardboard box moving out of office

Many ESI readers are friends of mine and know about a career move I made a couple years ago from Michigan to Oklahoma. Several have asked me to give an update on that move and how I ended up in my new state of Colorado. It's a story full of twists and turns (and some good learnings), so I thought the rest of you might want to hear it as well. Backstory Just to get … [Read more...]

Filed Under: About, Career, Earn

2016 Financial Resolutions

January 7, 2016 By ESI 2 Comments

New Year's resolutions journal

I'm a big believer in New Year's resolutions. Each year I set a host of resolutions in a variety of categories. I then track them throughout the year to make sure I'm accomplishing what I want to with my life. I've been doing this for over 20 years and have had pretty good success throughout the years. I thought it might be fun to share my 2016 financial resolutions … [Read more...]

Filed Under: About

About the Logo

December 13, 2015 By ESI 5 Comments

Glass chess knight on board

Developing a logo is a very tough process (but a vital one if you want to create a great website). It forces you to think hard about what you want your brand to stand for and (conversely) what you don't want it to stand for. Then you have to take those thoughts and put them into a creative process where much of what's "good" is highly subjective. Brutal … [Read more...]

Filed Under: About

What Does ESI Money Mean?

December 13, 2015 By ESI 4 Comments

"ESI Money" doesn't really roll off the tongue. It sounds like it could be a bank, a financial services company, or (much worse) a payday loan website. Yikes! In this post I'll tell you how I came up with the name and what it means. Searching for a Name As you might imagine, naming a website is a tough proposition. But it's a vital part of creating a great website, so some … [Read more...]

Filed Under: About

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