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My Savings Rate and Other Insights into My Financials

January 11, 2017 By ESI 27 Comments

In my post titled How to Become Financially Independent a reader made the following comment: I’d love to see a yearly breakout [of your savings rate] sometime to see how it changed over the years. I’m guessing you were at a higher savings rate at the end in your largest earning years and as you had the mortgage paid off. I thought this sounded like an interesting proposition, … [Read more...]

Filed Under: About, Save

My Jobs, I Get My Dream Job

December 30, 2016 By ESI 8 Comments

Last time in this series I shared some of my career history by detailing a job where I experienced promotion, success, and failure. Today I want to continue the story by giving details on the next position I held. If you recall, we left off at a point where my career had crashed and burned a bit (not that bad really, but way down from where it had been.) The company was a … [Read more...]

Filed Under: About, Career

What are Your Hobbies?

December 21, 2016 By ESI 39 Comments

We're going to take a break today from talking about money. Instead we'll chat about things that money affords us that make life a bit better -- our hobbies! I got the idea from a list of hobbies of successful people. I was expecting more "sailing" and "polo" sort of answers from them so the fact that they like cartoons and novels was surprising. Who knew? Successful people … [Read more...]

Filed Under: About

Blog Update: ESI Money 1 Year Anniversary and the Business of Blogging

November 28, 2016 By ESI 24 Comments

One year ago today I published my first post. What else would it be called other than Welcome to ESI Money? I thought I'd share an update with you on what's happened since and my plans for the future. I'll dive into the business side of blogging as I hope to make this site a decent post-retirement income stream. I thought you'd be interested in seeing if I can do it! … [Read more...]

Filed Under: About, Earn

My Jobs, Promotion, Success, and Failure

November 25, 2016 By ESI 4 Comments

We are now six jobs into the series on my job. Here's the list so far: My Jobs, Pre-College My Jobs, College My Jobs, Graduate School My Jobs, Introduction to the Real World My Jobs, Second Job a Winner My Jobs, Working for a Maniac If you recall, in the last post there were two major players (other than me) including: Maniac -- The crazed boss I … [Read more...]

Filed Under: About, Career

My Worst Money Mistakes

November 21, 2016 By ESI 15 Comments

Reading ESI Money you might think I'm a financial genius who has always had everything money-related figured out. That's far from true. I do write mostly about the positive sides of what I've done because 1) much of it has been positive and 2) I think people want to try and emulate what has worked well. That said, there are obviously learnings to be learned from failures, … [Read more...]

Filed Under: About

What are Your Money Milestones?

November 18, 2016 By ESI 12 Comments

I was having lunch with a friend the other day and the subject of my retirement came up (which it always does these days). His response to my retirement was similar to others but he asked me a unique question: "What things happened in your life that allowed you to become wealthy and retire early?" At first I was tempted to list the basics of retiring early/becoming … [Read more...]

Filed Under: About

Retirement 100-Day Update

November 11, 2016 By ESI 19 Comments

As promised when I gave my 30-day retirement update, I'll post what I'm up to in retirement every so often. It's meant to both keep you in the loop with the retirement life as well as keep myself accountable. If all I have to share is "sat around and watched TV", I'll need to shake things up a bit. :) Anyway, here's what's happened the past 100 days: I'm busy!!! You … [Read more...]

Filed Under: About, Retirement

Playing Financial Chess, Part 2 (Three Phases of Wealth)

November 10, 2016 By ESI 6 Comments

Yes, I'm a chess nerd. But in the worst sort of way. I love chess but am terrible at it. At least compared to most people who consider it a hobby. That's because I usually only play blitz chess, a quick version where the time allowed to move is severely limited. The long version just takes too much time for me. Which makes me not a great player as I'm not a deep, strategic … [Read more...]

Filed Under: About, ESI Thoughts, Net Worth

My Jobs, Working for a Maniac

October 25, 2016 By ESI 8 Comments

I've now shared details on five of my jobs and what I've learned through each of them. If you'd like to re-read any, they are as follows: My Jobs, Pre-College My Jobs, College My Jobs, Graduate School My Jobs, Introduction to the Real World My Jobs, Second Job a Winner If you recall, at the end of the last post in this series I talked about a few issues. … [Read more...]

Filed Under: About, Career

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