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My Jobs, The Blame’s on Me

March 24, 2017 By ESI 14 Comments

Last time I shared some of my career history and left off when the dot com bubble burst. Today I continue this series by giving details on the next position I held. As you recall, I made the shift to the head of marketing for a sister company when the dot com I was working for went under. The company was what I'd call a smaller mid-sized company ($300 million in sales) that … [Read more...]

Filed Under: About, Career

Spending $4k at a Moment’s Notice

March 13, 2017 By ESI 15 Comments

Question: When is an 18-year old furnace most likely to stop? Answer: Once the outside temperature drops to zero. This is the story of how we had to make a multi-thousand dollar decision very quickly in a 55-degree home. History of Our Furnace As most of you know, we moved to Colorado in the fall of 2015. When we bought our house we had it inspected (of course). Part … [Read more...]

Filed Under: About, Cash Flow

My Jobs, The Dot Com Bubble Bursts

February 24, 2017 By ESI 7 Comments

Last time in this series I left off where my dream job had turned into a nightmare and I wanted out. Today I continue this series by giving details on the next position I held. After biding my time for two years, working hard and yet still wanting a new job, opportunity came knocking. I was approached about working for a new web start-up in our industry that had $40 million … [Read more...]

Filed Under: About, Career

My Income Tax Preparation Process

February 17, 2017 By ESI 12 Comments

I am knee deep in tax stuff this time of year. How about you? Are you done with taxes or do you still have them left to complete? I thought I'd take a break from the mind-numbing work to share how I prepare for mine. As you probably know, I use a CPA to do the hard work. And I have some good reasons why I do. The highlights of my process: I track EVERY expense and … [Read more...]

Filed Under: About, Taxes

My Jobs, The Dream Job Turns into a Nightmare

February 10, 2017 By ESI 15 Comments

Last time in this series I shared some of my career history and left off where I had just accepted my dream job. Today I want to continue this series by giving details on the next position I held. The dream job was everything I had hoped it would be -- lots of great projects, interesting people to work with, a growing company with lots of energy, a bigger title, more money, … [Read more...]

Filed Under: About, Career

Retirement Six Month Update

February 3, 2017 By ESI 20 Comments

Can you believe it's been SIX MONTHS since I retired? In some ways it seems like yesterday but mostly it seems like eons ago...in a good way. My last retirement update was at 100 days. Here's what I've been doing since then: I'm still busy!!! How did I ever find time to work and do all the stuff I'm doing now? The days pass quickly and there's always more left to … [Read more...]

Filed Under: About, Retirement

2016 Credit Card Rewards Review: Over $1,500 in Cash Back

January 25, 2017 By ESI 19 Comments

This post summarizes of my credit card rewards for 2016. In case you can't tell from the headline, it's good news. :) As a review, I've made over $12k in the past decade using cash back credit cards. It's not a fortune but it's extra money I wouldn't have had otherwise -- and who doesn't like extra money? I usually try to pay for as much as I can with a credit card … [Read more...]

Filed Under: About, Earn

2017 Financial Resolutions

January 23, 2017 By ESI 18 Comments

As promised last week when I reviewed my 2016 money resolutions, today I'll be sharing my 2017 financial resolutions. I'll track these throughout the year and likely give you an update sometime in July. For now, let's get to what I want to accomplish financially in 2017. Here's the list as of today: Get daughter established in college. This includes EVERYTHING -- … [Read more...]

Filed Under: About

Working the ESI Scale to Financial Independence

January 18, 2017 By ESI 173 Comments

As you know, this site is about three easy steps toward financial independence (FI): earning, saving, and investing. In case you want more specifics see What Does ESI Money Mean? and The Essentials of Building Wealth. Separately I've been thinking about the various ways to reach financial independence. In How to Become Financially Independent I mentioned a whole host of … [Read more...]

Filed Under: About, ESI Scale, Financial Independence

2016 Financial Resolutions Results

January 16, 2017 By ESI 7 Comments

At the beginning of last year I posted my 2016 financial resolutions. Today I'll review how I did. Next week I'll share my 2017 money resolutions. Before we begin, let's quickly list what the 2106 resolutions included. They were: Meet net worth goal Review/manage investments Earn extra money Complete death file Update will/estate plan Review credit … [Read more...]

Filed Under: About

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