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Our Latest Timeshare Adventure

December 27, 2017 By ESI 78 Comments

Has anyone ever taken a timeshare deal? It usually goes something like this: The timeshare company gives you some sort of great deal/offer In exchange you agree to listen to a pitch about their company and what it offers Obviously this must work because companies keep doing it. And what's really the risk anyway? Often the offer is something that costs the … [Read more...]

Filed Under: About, Real Estate

Why I Bought Rockstar Finance

December 18, 2017 By ESI 138 Comments

It's my pleasure to announce that I have purchased Rockstar Finance. If you're a blogger or deep into the personal finance blogosphere, you likely know what Rockstar Finance is. If you're simply kinda interested in personal finance and reading a few blogs, you might not. So in this post, I'll tell you what Rockstar Finance is, why I bought it, and where it goes from … [Read more...]

Filed Under: About, Earn

My Jobs, Last Three Jobs Before Retirement

October 6, 2017 By ESI 23 Comments

Last time in this series I shared the events that led to an interesting work transition for me. This time we'll wrap up the series by highlighting the last three jobs I had before I retired (two of which you know a lot about already.) As usual, these three feature a lot of twists and turns, so hold on to your seats. Best Job of My Life After the transition detailed in … [Read more...]

Filed Under: About, Career

An Investment Gone Bad

September 27, 2017 By ESI 25 Comments

This site often seems like a brag-fest to me. Many of the posts are about how I did this well or did that well. Of course, I have had my successes and they are worth learning from. But as we've seen now and then, I've also made a lot of mistakes. Fortunately these have been limited in number and not that large. But they do happen and are just as worthwhile to learn … [Read more...]

Filed Under: About, Invest, Taxes

My Response to the Equifax Breach

September 22, 2017 By ESI 33 Comments

Unless you've been hiding under a rock for the past couple weeks you've heard that the credit reporting company Equifax was hacked. If this is new news to you, sorry to be the bearer of bad news. You can find details as well as recommended solutions from the FTC. In this post I'm going to detail what we did in response to this nightmare. Equifax Is Evil Before we get … [Read more...]

Filed Under: About, Debt

Retirement One Year Anniversary Update

August 3, 2017 By ESI 58 Comments

Can you believe it's been a year since I retired? It seems like it's been longer (in a good way). My last retirement update was at six months and from here on out I'll probably only have annual reviews (maybe every six months if something exciting happens). To make this summary easier to read, I've put my thoughts into categories. Here's what's happened since my … [Read more...]

Filed Under: About, Retirement

Kids, Cars, and How I Got a 2008 Forester for $10

July 3, 2017 By ESI 24 Comments

I thought I'd give you all an update on the car situation around the homestead since it seems to be a growing part of our lives. :) To get everyone up to speed, we made our kids an offer to get a new car. Details can be found in Kids and Car Incentives. My daughter took the challenge, my son didn't (he opted for the matching program -- he saves for a car and we match what … [Read more...]

Filed Under: About

2017 Financial Resolutions Update

June 29, 2017 By ESI 17 Comments

Today I'm giving a mid-year update on the 2017 money resolutions I shared in January. It's been a busy year so far and I've made quite a bit of progress. To make things simpler, I've divided the original list of 16 resolutions into three categories below: "Completed", "In Progress", and "To Be Done". Here we go... Completed Earn extra money. I had a $4,000 "plug" … [Read more...]

Filed Under: About

We Spent 17% of Our Income

May 12, 2017 By ESI 23 Comments

The other day I was listening to a podcast where the person being interviewed was talking about living on 25% of her family's income. The implication was they saved 75% of what they made. But I don't think that's the entire story. She said her percentages were based on "take home pay". Immediately I started doing the numbers in my head -- what did that really mean? I … [Read more...]

Filed Under: About, Save

The Value of an MBA

May 1, 2017 By ESI 22 Comments

In The Value of Growing Your Career: A Real-Life Example I mentioned that getting my MBA was one of the vital moves I made to grow my income. Separately, I was listening to an Afford Anything podcast about careers and the issue of return rate on various career investments came up. They were talking more about seminars, training, and the like, but the same principle applies … [Read more...]

Filed Under: About, Career, College, Earn

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